Senior Risk Manager, RMG, Underwriting Wholesale Banking

Job Description

Title: Senior Risk Manager, RMG, Underwriting Wholesale Banking

Company Name: BRAC Bank Limited

Vacancy: Not specific

Job Location: Dhaka

Employment Status: Full-time

Educational Requirements:
∎ MBA/ Master's Degree in a relevant field from UGC granted university or internationally accredited university or merchandising from a top RMG group would be preferred;

Experience Requirements:
∎ At least 10 year(s)

Job Responsibilities:
∎ Analyze and assess credit proposals, including the clients, transactions, purpose, client requirements, repayment capacity, financial analysis, and overall credit structuring as per the bank's lending guidelines and regulations;
∎ Guide RM and management on export and import cycle and related financing requirements [RMG/ trade financing] and relatable foreign exchange guidelines;
∎ Ensure identification of risks and development of mitigation strategy after consultation with related stakeholders of proposal, especially for RMG/deemed exporters by analysis of group CIB movement with export, stock and bank liability reports, group forward and backward linkages, etc.;
∎ Appraise credit proposals for onward submission to the appropriate delegated authority, including the Board of Directors and senior management for necessary approval;
∎ Monitor and follow-up on client performance and repayment to ensure credit portfolio health is in line with the bank's objectives by focusing on the export lien, proceed realization, export order book, etc.;
∎ Keep updates of international market news [e. g. RMG major buyers' status, competitors- Vietnam, target export market], industry trends, and price movement [raw material and finished goods], especially for varied RMG products [knit, woven, sweater, denim];
∎ Actively participate in the development of the business strategy to achieve outcomes;
∎ Participate in the implementation of the bank's long and short-term plans following the board strategy;
∎ Conduct stress testing, analyze the impact and create plans of actions for portfolio when there are significant economic or industry sector downturns, adverse market-risk events, or unfavorable liquidity conditions.

Additional Requirements:
∎ Minimum 10+ years of experience in the corporate credit environment, and/or corporate business with exposure in the RMG industry;
∎ Analytical ability, ability to the assess credit risks and develop mitigation strategy;
∎ Knowledge of financial modeling, financial spread sheet analysis, loan structuring, project finance, and syndication loan;
∎ In-depth knowledge of CRM Policy (Bangladesh Bank), credit-related circulars and guidelines (external and internal), Bank Company Act, Foreign Exchange Transaction Act, UCPDC, loan documentation, etc.;
∎ Excellent communication skills in both English and Bengali;
∎ Should be proactive in problem-solving and stakeholder issue handling;
∎ Strong command over MS Office Packages;
∎ Strong leadership quality, interpersonal skills, and the ability to influence peers;
∎ Expert in customer centricity, self-propelled.

Job Source: Bdjobs.com Online Job Posting.

Application Deadline: 25 Jun 2022

Company Information:
∎ 20 Jun 2022
∎ BRAC Bank Limited
∎ Business : BRAC Bank, the pioneer of SME Banking in Bangladesh, delivers a full array of banking services to individuals and business entities. Its financial results, along with the best credit rating from the top-rated global and local agencies and multiple best financial report awards, speak of the bank`s aspiration, transparency, and teamwork towards becoming the best bank in the country.

Category: Bank/Non-Bank Fin. Institution

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