RO/ARM/RM (Assistant Officer- Senior Executive Officer), SME/ Emerging Corporate Business

Job Description

Title: RO/ARM/RM (Assistant Officer- Senior Executive Officer), SME/ Emerging Corporate Business

Company Name: Bengal Commercial Bank PLC

Vacancy: --

Age: At most 45 years

Job Location: Anywhere in Bangladesh

Salary: Negotiable

Experience:

Published: 2025-12-02

Application Deadline: 2025-12-15

Education:

Requirements:

Skills Required:

Additional Requirements:

• Age At most 45 years

Post-Graduation from any reputed university with no Third Division/Class  

Minimum 02 years’ experience in SME/ Emerging Corporate business in a reputed banks /FIs

Strong knowledge in banking/ financial services, SME products and compliances

Knowledge on regulatory framework, Credit Appraisal, ICRRS and Prudential Guidelines on SME Businesses

Well round knowledge of the Bank's operations and processes and excellent knowledge of credit policies and procedures

Experience of working in centralized environment and real time on-line banking will be an added advantage

Excellent interpersonal, public relationship, team building and people management skills

Excellent communication & interpersonal skills

Sufficient knowledge to operate Microsoft Office Applications

Job Context

Position will be offered to the deserving candidates on the basis of experience and competence

Candidates with relevant experience in Small/ Emerging Corporate Business are highly requested to apply 

Key/Job Responsibilities 

To achieve set Small/ Emerging Corporate Business Asset & Liability targets in terms of sales volume and number of accounts to develop own portfolio

Maintaining quality asset through effective retention and prioritizing relationships, having appropriate relationship management plan & taking consultative approach to understand client's objectives, effective identification of financial needs, offering financial solutions

To develop sales strategies for product channels and managing existing portfolio health

Monitor proper utilization of investment facilities in Small/ Emerging Corporate accounts and maintain the quality of risk assets and ensure periodic review of the facilities

Prepare proposal through evaluating customer investment applications using a range of criteria including purpose of application, investment viability, customer payment history, customer credit-worthiness etc.

Maintain an in-depth knowledge of the customer's business through regular customer visits and industry research

Monitor non-performing investments and decide on appropriate strategies and plan to liaise with recovery activities.

Ensure compliance with internal policies and procedures and external regulatory requirements

To follow and maintain the compliance of all types and policies of the competent authorities 

Bengal Commercial Bank PLC. offers excellent compensation & benefit packages.