Unit Head, Wholesale Banking Division

Job Description

Title: Unit Head, Wholesale Banking Division

Company Name: Mutual Trust Bank PLC

Vacancy: --

Age: Na

Job Location: Anywhere in Bangladesh

Salary: --

Experience:

• At least 10 years
• The applicants should have experience in the following business area(s): Banks

• Post-graduation or 4-year graduation in Business / Finance / Economics or related discipline from a UGC-approved university.

• No third division/class or equivalent CGPA is allowed at any stage of the academic career.

• Professional banking qualifications will be given preference.

• At least 10 years
• The applicants should have experience in the following business area(s): Banks

• Strong credit and financial analysis capability (FSS/CRG, cash-flow, security valuation, covenant setting).

• Solid knowledge of corporate lending, trade finance, guarantees, working capital and term facilities.

• Sound understanding of Bangladesh Bank regulations, internal credit policies and AML/CFT requirements.

• Experience in portfolio monitoring, early warning identification and NPL/SMA management.

• Strong leadership, communication and negotiation skills.

• High drive for results, integrity and resilience in a competitive market.

Job Context

We are seeking an experienced and performance-driven professional to lead a Wholesale Banking Relationship Unit. The role is responsible for driving portfolio growth, maximizing risk-adjusted returns, strengthening asset quality, and ensuring full regulatory compliance while building strong corporate client relationships.

Job Responsibilities

Business Strategy & Portfolio Management

• Drive business plan, budget and P&L for funded and non-funded corporate facilities, deposits and fee income.

• Expand wallet share through structured lending, trade finance, transaction banking and cash management solutions.

• Ensure sustainable portfolio growth with strong asset quality and optimized funding mix.

Relationship Management & Business Development

• Originate and deepen relationships with top-tier corporates, institutions and large local groups.

• Identify cross-sell opportunities across trade, cash management, cards and treasury products.

• Position the bank as a primary banking partner and secure business mandates.

Credit Risk & Asset Quality

• Ensure end-to-end credit process quality including due diligence, financial analysis, structuring and documentation.

• Monitor portfolio performance, identify early warning signals and coordinate to prevent slippages.

• Maintain strong control over NPL/SMA management and overall portfolio health.

Deposits, Trade & Transaction Banking

• Mobilize low-cost and term deposits from corporate clients and optimize funding mix.

• Grow trade finance (LC, LTR, LIM, BG) and contingent business.

• Drive adoption of transaction banking and payment solutions.

Governance & Compliance

• Ensure adherence to internal policies, Bangladesh Bank regulations, KYC/AML and sanction requirements.

• Maintain strong documentation standards, audit readiness and timely closure of compliance issues.

Team Leadership

• Lead and coach Relationship Managers/SMRs, set KPIs and review performance.

• Build a performance-driven, customer-centric and compliant culture within the unit.