BRAC Bank’s Retail Banking division, established in the year 2001, provides a wide suite of products and services to cater to a multitude of retail loan requirements. The division provides home loans and car loans in addition to a wide range of other personal loans, credit cards and cash-secured loans. Leveraging BRAC Bank’s robust pan-Bangladesh network, the bank’s Retail Banking division enjoys strong penetration across thecountry, facilitating both marketing of retail loan products as well as collections. Thedivision also possesses robust credit appraisal standards and procedures withindustry-leading TAT (loan turnaround time), which stood at an average of 2 days in2017.