Risk Manager, Small Credit - Risk Management Division

Job Description

Title: Risk Manager, Small Credit - Risk Management Division

Company Name: BRAC Bank Limited

Vacancy: Not specific

Job Location: Anywhere in Bangladesh

Employment Status: Full-time

Educational Requirements:
∎ Master / Bachelor's degree from a reputed UGC-approved university with a satisfactory academic track record.

Experience Requirements:
∎ 3 to 5 year(s)

Job Responsibilities:
∎ Receive Complete Loan Application from Business Team by Bangladesh Bank & BBL PPG-Policy Guidelines.
∎ Comprehensive visit to the customer end to identify creditworthiness. Also, visit the guarantor on a case-to-case basis to ensure Loan Security.
∎ Complete 360° Loan Analysis, i.e. Repayment Capacity, Loan Purpose, Financial Parameters, Seasonality, Supplier-Buyer Relations, CIB Report, Industry-Market Trend, and Policy Compliance.
∎ Complete comprehensive Credit Approval Memo and arrange Loan Approval as per DLA of BBL.
∎ Ensure the standard turnaround time (TAT) of CRM loan processing.
∎ Update CRM MIS according to processing level; keep continuous communication with CRM MIS.
∎ Keep effective communication with SME Small Business Team & other stakeholders.
∎ Monitor Repayments of Loan Portfolio of linked SME Unit Office and relationship Officers.
∎ Monitor Repayments of Loan Portfolio that relate to Analyst and approver.

Additional Requirements:
∎ At least 3 - 5 years of work experience in a relevant field
∎ Demonstrated ability to apply complex analysis to support real-time business decision
∎ Should be proactive in problem-solving and stakeholder issue-handling
∎ Highly adaptive to changes and tech-savvy
∎ Good communication and interpersonal skills
∎ Strong interpersonal skills and the ability to influence peers
∎ Be self-propelled, customer-centric, and a team player capable of meeting deadlines.

Job Source: Bdjobs.com Online Job Posting.

Application Deadline: 6 Jan 2024

Company Information:
∎ 30 Dec 2023
∎ BRAC Bank Limited
∎ Business : BRAC Bank is one of the top sustainable banks in Bangladesh. Established with a view to financial inclusion, BRAC Bank is the pioneer of SME Banking in Bangladesh, delivering a full array of banking services to individuals and business entities. Its strong financials, along with the best credit rating from the top global and local rating agencies and numerous recognitions, speak of the bank`s aspiration towards becoming the best bank in the country.

Category: Bank/Non-Bank Fin. Institution