Head of CRM (EVP/SEVP)

Job Description

Title: Head of CRM (EVP/SEVP)

Company Name: The Premier Bank PLC

Vacancy: --

Age: At most 50 years

Job Location: Anywhere in Bangladesh

Salary: --

Experience:

• At least 15 years
• The applicants should have experience in the following business area(s): Banks

• Bachelor/Honors

• 4-years graduation preferably in Accounting, Finance, Banking, Economics, Marketing or related discipline from a reputed university with no third class/division or equivalent CGPA in the academic record. Having Postgraduate degree will be considered an added advantage.

• Any relevant Professional Qualifications i.e., CECM, CERM etc. will be considered an added advantage.

• At least 15 years
• The applicants should have experience in the following business area(s): Banks

• Age At most 50 years

• Minimum 15 years of banking experience in Credit Risk Management / Credit Administration with at least 5 years in a senior leadership role.

• In-depth knowledge of credit risk, BASEL framework, and Bangladesh Bank regulations.

• Age not exceeding 50 years as of January 31, 2026. The age limit may be relaxed based on relevant experience.

The Premier Bank PLC., with the network of 136 branches and 67 sub-branches across the country, is on a growth trajectory to expand its network and services nationwide. As part of its commitment to corporate goals, financial inclusion and good governance, the Bank invites applications from highly experienced, strategic, and performance-driven banking professionals for the position of Head of Credit Risk Management (CRM).

Job Responsibility:

• Formulate, implement, and oversee the Bank’s credit risk management framework, policies, risk appetite, and governance structure in line with Bangladesh Bank regulations and BASEL guidelines.

• Act as the principal risk advisor to the Managing Director & CEO, Chief Credit Officer (CCO), Credit Committee, and Board Risk Management Committee on all credit risk–related matters.

• Ensure effective alignment between business growth objectives and prudent credit risk management, maintaining asset quality and portfolio sustainability.

• Develop, review, and periodically update credit policies, lending guidelines, sectoral exposure limits, and delegated approval authorities.

• Monitor overall credit portfolio quality, including concentration risk, industry exposure, early warning signals, and stress indicators.

• Analyze and report trends in NPL, rescheduling, restructuring, write-off, and recovery performance, and recommend corrective actions.

• Review and recommend large and sensitive credit proposals placed before senior management and Board-level committees.

• Ensure robust credit appraisal standards, risk grading accuracy, and documentation quality across Corporate, SME, Retail, and Trade Finance portfolios.

• Strengthen pre-disbursement checks, post-disbursement monitoring, and covenant compliance mechanisms.

• Ensure full compliance with Bangladesh Bank circulars, loan classification & provisioning guidelines, BASEL III requirements, and internal audit findings.

• Oversee credit risk stress testing, ICAAP inputs, portfolio analytics, and regulatory risk reporting.

• Identify emerging and systemic credit risks and recommend timely risk mitigation strategies in coordination with business and credit functions.

• Provide strategic direction and policy guidance on classified asset management, recovery strategy, rescheduling, restructuring, and compromise settlements.

• Work closely with Recovery, Legal, Business units, and the CCO to prevent slippage, maximize cash recovery, and minimize credit loss.

• Lead, mentor, and develop Credit Risk Management professionals across Head Office and branches.

• Promote a strong risk-aware culture, ensuring effective segregation of duties between business, credit, and risk functions.

• Enhance technical competency through structured training, risk forums, and knowledge-sharing initiatives.

• Attractive compensation package including Group Insurance coverage;

• A professional and friendly working environment;

• Clear career progression opportunities.