Sr. Executive Officer / Assistant Manager- SME Credit

Job Description

Title: Sr. Executive Officer / Assistant Manager- SME Credit

Company Name: Meridian Finance & Investment Limited

Vacancy: --

Age: Na

Job Location: Dhaka

Salary: Negotiable

Experience:

• 3 to 5 years
• The applicants should have experience in the following business area(s): Insurance

• Bachelor of Business Administration (BBA) in Accounting
• Master of Business Administration (MBA) in Finance

• Bachelors/ Masters in Accounting/Finance/Economics

• 3 to 5 years
• The applicants should have experience in the following business area(s): Insurance

• Proficiency in Excel is mandatory

• Strong analytical and communication ability.

• Credit Risk Assessment

• Evaluating the credit proposals to identify the creditworthiness of the concern

• Assessing the financials and other compliance issues through client visit

• Preparing the business appraisal accumulating all the relevant information required for investment decision

• Presenting the business appraisal to the management and face the management enquiries

• Risk Mitigating Strategies

• Identifying investment risks and develop strategies to mitigate the credit default risk

• Utilizing Credit Risk Grading (CRG) model to filter good business portfolio and gauge potential risks

• Coordinating with business team to get updated with market information and redesign risk strategies periodically

• Policy Development

• Reviewing CRM Manual and PPG periodically to align the investment decision with updated market condition and regulations

• Collaborating with senior management to establish risk thresholds and lending criteria

• Portfolio Monitoring

• Coordinating with business RM and vetting of utilization report for fund already disbursed

• Periodic follow up client visit to assess the current business condition and future prospect of the clients and the industry as well

• Providing monthly performance analysis report to the management

• Strategic Partnering

• Arranging Coordination meeting with Business and Operation Department to find out any gap and develop further strategies

• After approval coordination with Operation department to smoothen the disbursement function

• Compliance and Regulatory Adherence

• Ensuring adherence to regulatory requirements, including anti-money laundering and know-your-customer regulations

• Implementing internal controls to maintain data security and privacy in accordance with industry standards

• Salary: As per company policy