Credit Analyst, SME/Corporate Risk (SO & SEO)
Job Description
Title: Credit Analyst, SME/Corporate Risk (SO & SEO)
Company Name: Bengal Commercial Bank Limited
Vacancy: Not specific
Job Location: Dhaka
Employment Status: Full-time
Educational Requirements:
∎ Post-Graduation preferably in business background from any reputed university with no Third Division/Class
Job Responsibilities:
∎ Process credit proposal forwarded by business through scrutinizing all required documents/ information along with analyzing of financial statements, security, personal behavior & credit worthiness of clients and persons behind business
∎ To assess risk inherent in the credit proposal through visit (if required) and scrutinize documents and determine the pricing based on risk associated with the proposals
∎ Finalizing credit proposals to Credit Committee and place credit memo for Executive Committee/ Board in line with recommendation of Credit Committee
∎ Communicating the decisions of the Credit Committee/ Executive Committee /Board to the Credit Administration Division/ Relationship Manager/Officer / Branch for doing the needful at their end
∎ Maintain effective relationship with RMs in the branch level to ensure smooth lending operation to business growth
∎ To structure the credit proposals and terms and conditions considering customers business conditions and Bank's interest
∎ To enforce compliance with the credit risk parameters and credit exposure on concentration limits set by the Bank and regulatory authorities
∎ Providing support, credit information and loan policies and procedures to ensure the quality of the Bank's lending portfolio
∎ Presentation of Office Notes/ Memos to Credit Committee/ Executive Committee /Board for necessary approval with NIL lapses/discrepancy
∎ Preparing Credit related reports for top Management and stakeholders
∎ Subsequent follow-up of loans for timely return of the same
∎ Maintain credit MIS and ensure regulatory reporting
Additional Requirements:
∎ Minimum 4 years of experience in reputed banks/FIs with 3 years’ experience in similar role
∎ Candidates started career as Probationary Officer/ Management Trainee Officer and having adequate training including foundation training course in any commercial bank are preferred
∎ Strong knowledge on credit, relevant circulars & financial policies by the Central Bank
∎ Sufficient knowledge of Branch Operations, Lending Operations & Credit Management is required
∎ Excellent communication skills with strong interpersonal relationship
∎ Strong analytical skills
∎ Professional certificate/training on credit will get added advantage
∎ Good skills to operate Microsoft Office Applications/ banking software
Salary:
∎ Bengal Commercial Bank Ltd. offers excellent compensation & benefit packages.
Job Source: Bdjobs.com Online Job Posting.
Application Deadline: 30 Apr 2022
Company Information:
∎ 31 Mar 2022
∎ Bengal Commercial Bank Limited
∎ Address : Khandker Tower (6th Floor), 94, Gulshan Avenue, Gulshan, Dhaka-1212
Category: Bank/Non-Bank Fin. Institution
: Bengal Commercial Bank promotes Equal Employment Opportunity. Only short-listed candidates will be communicated and any sort of persuasion will result in disqualification.
