Senior Manager – Financial Planning & Analysis

Job Description

Title: Senior Manager – Financial Planning & Analysis

Company Name: Sahaj Mobile BD Ltd

Vacancy: 1

Age: 25 to 45 years

Job Location: Dhaka (GULSHAN 2)

Salary: Negotiable

Experience:

• 5 to 10 years
• The applicants should have experience in the following business area(s): NGO, Credit Rating Agency, Micro-Credit, Agro based Startup, Financial Technology (Fintech) Startup, Educational Technology (Edtech) Startup

• Bachelor of Business Administration (BBA) in Finance
• Master of Business Administration (MBA) in Finance & Banking
• Bachelor of Social Science (BSS) in Economics
• Master of Professional Finance (MPF) in Finance

• Advance Microsoft Excel

• Power BI

• Cohort/vintage analysis

• Communication

• 5 to 10 years
• The applicants should have experience in the following business area(s): NGO, Credit Rating Agency, Micro-Credit, Agro based Startup, Financial Technology (Fintech) Startup, Educational Technology (Edtech) Startup

• Age 25 to 45 years

About the Company

Sahajmobile is a fast-growing fintech and digital financial services company focused on expanding financial inclusion across Bangladesh through technology-driven solutions. Operating across digital payments, agent banking, merchant services, and financial access solutions for underserved communities, Sahajmobile combines innovation, operational excellence, and technology to build impactful financial products nationwide.

Role Overview

This is a high-impact, strategic finance role—not a bookkeeping or accounting position. We are looking for an analytical Senior Finance Manager who lives in loan-level data, understands how a lending book behaves over time, and can turn those insights into strategic decisions around underwriting, pricing, capital deployment, and growth.

You will own the financial logic behind the portfolio, lead annual budgeting and FP&A processes, build default models, and serve as a key strategic partner to the CEO, operations, and credit teams while working alongside accounting/audit on controls.

Educational & Skill Requirements

Education: BBA/MBA in Finance or Accounting, BSS in Economics, or related fields.

Professional Qualifications: CA (CC), CMA, ACCA, or equivalent professional qualifications will be an added advantage.

Experience: 5 to 10 years of progressive experience in FP&A, portfolio risk analytics, financial modeling, or fintech corporate finance.

Core Skills:

• Credit/Lending Portfolio Analytics (Default Curves, Vintage/Cohort Analysis, Loss Forecasting)

• Financial Planning & Analysis (FP&A), Budgeting & Cash Flow Modeling

• Underwriting & Risk Policy Modeling

• Advanced Excel, Power BI / Data Analytics, Financial Modeling

• Investor, Board & Lender Reporting

Key Responsibilities:

->Portfolio & Credit Analytics

• Build and maintain default curves, vintage/cohort analyses, roll rates, and loss forecasts across the loan book.

• Track delinquency, charge-offs, recoveries, and MOIC trends, identifying underlying drivers.

• Translate portfolio behavior into actionable recommendations on underwriting cutoffs, exposure limits, and collections strategies.

-> Strategic FP&A, Budgeting & Revenue Modeling

• Own the core financial model: revenue assumptions, unit economics, cost structure, capital deployment, and cash flow forecasting.

• Lead annual budgeting, rolling forecasts, variance analysis, and scenario planning.

• Build feasibility models for new products, channels, partnerships, and market expansions.

-> Underwriting & Risk Policy Collaboration

• Partner with credit and operations teams to refine underwriting policies, scorecards, and origination caps.

• Run scenario and sensitivity analyses on policy updates before deployment.

• Monitor portfolio performance against policies and recommend adjustments as needed.

-> Capital Strategy & Stakeholder Reporting

• Prepare portfolio and financial reporting packages for lenders, investors, and the Board of Directors.

• Support fundraising and debt facility management through data rooms, covenant tracking, and financial projections.

• Size and structure capital requirements against the origination pipeline.

-> Leadership & Decision Support

• Serve as the analytical advisor to the CEO and leadership on pricing, unit economics, and capital allocation.

• Turn messy operational data into clean, decision-ready dashboards and reporting frameworks.

• Oversee and mentor the FP&A team while collaborating with accounting and audit for strong financial governance.

Why Sahajmobile?

• Real Ownership: Your financial models directly shape our underwriting, pricing, and capital allocation.

• Direct Access: Work closely with the CEO, founding team, and key external stakeholders.

• Growth Environment: Fast-moving tech environment where finance drives business strategy.

• Package: Competitive salary, 2 Festival Bonuses, and company benefits.

How to Apply

Ready to drive the financial strategy of a scaling fintech?

📩 Send your CV to: [email protected]

Subject Line: Application for Senior Manager - Finance | [Your Name]