Job Description
Title: RO/RM (Officer-Senior Executive Officer), SME & Emerging Corporate Business
Company Name: Bengal Commercial Bank Limited
Vacancy: --
Age: 22 to 50 years
Location: Anywhere in Bangladesh
Salary: Negotiable
Published: 24 Jan 2024
Education:
∎ Masters
Requirements:
Additional Requirements:
∎ Age 22 to 50 years
∎ Post-Graduation from any reputed university with no Third Division/Class
∎ Minimum 04 years banking experience including minimum 02 years working experience in SME/ Emerging Corporate business in a reputed banks /FIs
∎ Strong knowledge in banking/ financial services, SME products and compliances
∎ Knowledge on regulatory framework, Credit Appraisal, ICRRS and Prudential Guidelines on SME Businesses
∎ Well round knowledge of the Bank's operations and processes and excellent knowledge of credit policies and procedures
∎ Experience of working in centralized environment and real time on-line banking will be an added advantage
∎ Excellent interpersonal, public relationship, team building and people management skills
∎ Excellent communication & interpersonal skills
∎ Sufficient knowledge to operate Microsoft Office Applications
Responsibilities & Context:
∎ Job Context
∎ Position: Officer to Senior Executive Officer
∎ Position will be offered to the deserving candidates on the basis of experience and competence
∎ Candidates with relevant experience in SME/ Emerging Corporate Business are highly requested to apply
∎
∎ Key/Job Responsibilities
∎ To achieve set SME/ Emerging Corporate Business Asset & Liability targets in terms of sales volume and number of accounts to develop own portfolio
∎ Maintaining quality asset through effective retention and prioritizing relationships, having appropriate relationship management plan & taking consultative approach to understand client's objectives, effective identification of financial needs, offering financial solutions
∎ To develop sales strategies for product channels and managing existing portfolio health
∎ Monitor proper utilization of investment facilities in SME/ Emerging Corporate accounts and maintain the quality of risk assets and ensure periodic review of the facilities
∎ Prepare proposal through evaluating customer investment applications using a range of criteria including purpose of application, investment viability, customer payment history, customer credit-worthiness etc.
∎ Maintain an in-depth knowledge of the customer's business through regular customer visits and industry research
∎ Monitor non-performing investments and decide on appropriate strategies and plan to liaise with recovery activities.
∎ Ensure compliance with internal policies and procedures and external regulatory requirements
∎ To follow and maintain the compliance of all types and policies of the competent authorities
Compensation & Other Benefits:
∎ Bengal Commercial Bank PLC. offers excellent compensation & benefit packages
Workplace:
∎ Work at office
Employment Status: Full Time
Job Location: Anywhere in Bangladesh
Job Highlights:
∎ SME & Emerging Corporate Business
Company Information:
∎ Bengal Commercial Bank Limited
∎ Khandker Tower (6th Floor), 94, Gulshan Avenue, Gulshan, Dhaka-1212
Address::
∎ Khandker Tower (6th Floor), 94, Gulshan Avenue, Gulshan, Dhaka-1212
Read Before Apply: Please apply only who are fulfilling all the requirements of this job
Application Deadline: 20 Feb 2024
Category: Bank/Non-Bank Fin. Institution
