Junior Officer/ Senior Officer (Credit)
Job Description
Title: Junior Officer/ Senior Officer (Credit)
Company Name: A Reputed Private Commercial Bank
Vacancy: --
Location: Anywhere in Bangladesh
Salary: Negotiable
Experience:
∎ 3 to 5 years
Published: 7 Feb 2024
Education:
∎ Four years graduation from any reputed university with a satisfactory academic track record. No 3rd class will be accepted in any of the academic record.
Requirements:
Additional Requirements:
∎ Minimum 3 to 5 years of work experience in Banking (must be in credit)
∎ Good interpersonal communication skills to maintain a professional relationship with internal and external stakeholder.
∎ Minimum 3 to 5 years of work experience in Banking (must be in credit)
∎ Good interpersonal communication skills to maintain a professional relationship with internal and external stakeholder.
Responsibilities & Context:
∎ We are hiring for one of the top private commercial bank in Bangladesh. The Bank has expanded its arena in different and diverse segments of banking like Retail Banking, SME Banking, Corporate Banking, Off-shore Banking, and Remittance etc.
∎ We are searching for an ambitious, positive, goal-oriented, and motivated Credit Officer who will foster the Credit Risk Management, Marketing & Business Development & Loans /Advances Department. He/she will act as the relationship officer for customers loans & advances.
∎ To find out the good & prospective customers for the branch/Sub-Branch, process the limit profiles, and complete all documentation for disbursing formalities.
∎ To Supervise all the projects/property to ensure utilization of the Bank’s money properly.
∎ Visit all the running projects & submit the report to OM & HOB/Head of Sub-Branch.
∎ Act as a custodian of security & documents of Credit Department.
∎ Obtain all the requisite approval from Head Office before disbursement of all loans.
∎ To process all loans & Advances proposal and completion of documentations & formalities properly in accordance with sanction letter and disbursement there against.
∎ Process SOD/Bank Guarantee proposal for sanction & renewal and completion of documentations & disbursement.
∎ Follow up for regular transaction & adjustment as per limit sanction advice.
∎ Reviewing/Monitoring of all stuck up /classified and write off loans/advances and member of recovery unit.
∎ Ensure adjustment of all EOL accounts and realization of monthly instalment against all loans including retail loans.
∎ Prepare CL statement and other related statements of department.
∎ Update loan/advance related database of account holder & CIB database thereof.
∎ Maintain all types of register of loans & advances properly & timely.
∎ Ensure submission of compliance of audit report of HO & BB in time with consultation of OM & HOB.
∎ Prepare SBS-3, ISS statement and other related statements of the department.
∎ Assist Manager Operation of the branch/Head of Sub-Branch as and when required.
∎ We are hiring for one of the top private commercial bank in Bangladesh. The Bank has expanded its arena in different and diverse segments of banking like Retail Banking, SME Banking, Corporate Banking, Off-shore Banking, and Remittance etc.
∎ We are searching for an ambitious, positive, goal-oriented, and motivated Credit Officer who will foster the Credit Risk Management, Marketing & Business Development & Loans /Advances Department. He/she will act as the relationship officer for customers loans & advances.
∎ Key Responsibilities
∎ To find out the good & prospective customers for the branch/Sub-Branch, process the limit profiles, and complete all documentation for disbursing formalities.
∎ To Supervise all the projects/property to ensure utilization of the Bank’s money properly.
∎ Visit all the running projects & submit the report to OM & HOB/Head of Sub-Branch.
∎ Act as a custodian of security & documents of Credit Department.
∎ Obtain all the requisite approval from Head Office before disbursement of all loans.
∎ To process all loans & Advances proposal and completion of documentations & formalities properly in accordance with sanction letter and disbursement there against.
∎ Process SOD/Bank Guarantee proposal for sanction & renewal and completion of documentations & disbursement.
∎ Follow up for regular transaction & adjustment as per limit sanction advice.
∎ Reviewing/Monitoring of all stuck up /classified and write off loans/advances and member of recovery unit.
∎ Ensure adjustment of all EOL accounts and realization of monthly instalment against all loans including retail loans.
∎ Prepare CL statement and other related statements of department.
∎ Update loan/advance related database of account holder & CIB database thereof.
∎ Maintain all types of register of loans & advances properly & timely.
∎ Ensure submission of compliance of audit report of HO & BB in time with consultation of OM & HOB.
∎ Prepare SBS-3, ISS statement and other related statements of the department.
∎ Assist Manager Operation of the branch/Head of Sub-Branch as and when required.
Compensation & Other Benefits:
∎ Attractive remuneration will be offered to the deserving candidates as per bank policy.
Employment Status: Full Time
Job Location: Anywhere in Bangladesh
Read Before Apply: If you are interested, please 'Apply Online'.
Only short-listed candidates will be communicated for the next stage as per the recruitment process.
Apply URL::
Apply Procedure:
Company Information:
∎ A Reputed Private Commercial Bank
Application Deadline: 20 Feb 2024
Category: Bank/Non-Bank Fin. Institution
