Data Scientist, Digital Loan Underwriting

Job Description

Title: Data Scientist, Digital Loan Underwriting

Company Name: BRAC Bank PLC

Vacancy: --

Age: Na

Job Location: Anywhere in Bangladesh

Salary: --

Experience:

• At least 2 years

Post Graduation/Graduation from a UGC-approved university with a satisfactory academic track record

• At least 2 years

• Minimum 2 years of analytical experience in applying statistical solutions to business problems

• Hands on experience with data analytics/programming tools such as SQL and R/Python is preferred

• Proficient in Linear & Logistic Regression, Decision Trees, Random Forests, Gradient Boosting, SVM, Neural Networks, k-NN, Naive Bayes etc.

• Strong analytical and problem-solving skills

• Proficient in customer centricity, self-propelled, and capable of meeting deadlines

BRAC Bank, a leading sustainable bank in Bangladesh, is committed to becoming the best bank in the country. It has pioneered SME Banking in Bangladesh and offers a comprehensive range of banking services to individuals and business entities. BRAC Bank stands out as a beacon of financial inclusion with solid financials, top credit ratings, and numerous accolades.

BRAC Bank seeks an ambitious, intelligent, purpose-driven, and enthusiastic individual for the following position in its Risk Management Division:

Grade: SO- SPO

KEY RESPONSIBILITIES:

• Identify problems in collaboration with the internal stakeholders and delivering the desired outcome within timelines
• Develop detailed scope, methodology and framework and executing on the framework with appropriate data mining techniques
• Engage with internal stakeholders from risk, products, portfolio, etc. during the process of identification of data, development of scorecard and deployment
• Process of structured and unstructured data, cleansing data, and verifying the integrity of data to be used for analysis
• Enhance data collection procedures to include information that is relevant for building analytic systems
• Develop algorithms using advanced mathematical and statistical techniques like machine learning to develop predictive model to predict outcomes and recommend optimal actions to management
• Develop credit scorecards, testing & monitoring frameworks and overseeing the deployment of scorecards
• Develop and work with Regulatory Frameworks like IFRS 9 and Basel Impairment Models to address credit risk and Expected Credit Loss
• Ensure all project documentation is up to date and maintain the highest levels of quality in deliverables