Credit Analyst, Retail Underwriting
Job Description
Title: Credit Analyst, Retail Underwriting
Company Name: BRAC Bank PLC
Vacancy: --
Location: Anywhere in Bangladesh
Experience:
∎ At least 2 years
∎ The applicants should have experience in the following business area(s):Banks
Published: 29 Oct 2024
Education:
Requirements:
Additional Requirements:
∎ Two years of experience in a similar field or diverse experience across retail underwriting and retail lending product management is preferred
∎ Expertise in knowledge of banking fundamentals, products and processes, compliance, and fraud prevention
∎ Strong analytical skills for analyzing Retail Loan proposals as per bank’s policy
∎ Good interpersonal and communication skills
∎ Good command over exceeding stakeholders’ expectations
∎ Strong and demonstrated knowledge of MS Office
∎ Proficient in customer centricity, self-propelled, and capable of meeting deadlines
∎ Two years of experience in a similar field or diverse experience across retail underwriting and retail lending product management is preferred
∎ Expertise in knowledge of banking fundamentals, products and processes, compliance, and fraud prevention
∎ Strong analytical skills for analyzing Retail Loan proposals as per bank’s policy
∎ Good interpersonal and communication skills
∎ Good command over exceeding stakeholders’ expectations
∎ Strong and demonstrated knowledge of MS Office
∎ Proficient in customer centricity, self-propelled, and capable of meeting deadlines
Responsibilities & Context:
∎ Assess and review all types of Credit Card and Salary Loan proposals as per Bank’s lending guidelines and regulations
∎ Assesses the client’s requirement and repayment capacity using key financial indicators
∎ Identify, calculate, and mitigate possible risk factors
∎ Ensure compliance with internal policies and procedures as well as external regulatory requirements throughout the assessment process
∎ Approve Credit Cards and Retail Loans as per delegation of authority
∎ Ensure standard Turnaround Time (TAT) of file processing
∎ Review existing PPG and Policy, recommend changes subject to market variables and regulatory requirement
∎ Recommend, execute and assist other stakeholders in process improvement
∎ Assist on specific projects or tasks assigned by management
∎ Monitor and review portfolio trend, overdue analysis and share the findings
∎ Attend and conduct meetings as per requirement
∎ Assess and review all types of Credit Card and Salary Loan proposals as per Bank’s lending guidelines and regulations
∎ Assesses the client’s requirement and repayment capacity using key financial indicators
∎ Identify, calculate, and mitigate possible risk factors
∎ Ensure compliance with internal policies and procedures as well as external regulatory requirements throughout the assessment process
∎ Approve Credit Cards and Retail Loans as per delegation of authority
∎ Ensure standard Turnaround Time (TAT) of file processing
∎ Review existing PPG and Policy, recommend changes subject to market variables and regulatory requirement
∎ Recommend, execute and assist other stakeholders in process improvement
∎ Assist on specific projects or tasks assigned by management
∎ Monitor and review portfolio trend, overdue analysis and share the findings
∎ Attend and conduct meetings as per requirement
Employment Status: Full Time
Job Location: Anywhere in Bangladesh
Read Before Apply:
BRAC Bank is a values-driven organization that prioritizes the protection of all its stakeholders, including coworkers and the community we work in from harassment, abuse, neglect, exploitation, and discrimination. As an equal opportunity enabler, BRAC Bank encourages applications from any gender-diverse individuals and persons living with a disability. We consider personal persuasion to be a disqualification of candidature.
Only short-listed candidates will be communicated for the next stage as per the recruitment process. BRAC Bank reserves the right to accept or reject any application without assigning any reason, whatsoever.
BRAC Bank does not charge any fee at any stage of the recruitment process.
Apply URL::
Apply Procedure:
Company Information:
∎ BRAC Bank PLC
∎ Anik Tower (Level-9), 220/B, Tejgaon Gulshan Link Road, Dhaka-1208
∎ BRAC Bank is one of the top sustainable banks in Bangladesh. Established with a view to financial inclusion, BRAC Bank is the pioneer of SME Banking in Bangladesh, delivering a full array of banking services to individuals and business entities. Its strong financials, along with the best credit rating from the top global and local rating agencies and numerous recognitions, speak of the bank`s aspiration towards becoming the best bank in the country.
Address::
∎ Anik Tower (Level-9), 220/B, Tejgaon Gulshan Link Road, Dhaka-1208
∎ BRAC Bank is one of the top sustainable banks in Bangladesh. Established with a view to financial inclusion, BRAC Bank is the pioneer of SME Banking in Bangladesh, delivering a full array of banking services to individuals and business entities. Its strong financials, along with the best credit rating from the top global and local rating agencies and numerous recognitions, speak of the bank`s aspiration towards becoming the best bank in the country.
Application Deadline: 9 Nov 2024
Category: Bank/Non-Bank Fin. Institution
