Chief Credit Officer

Job Description

Title: Chief Credit Officer

Company Name: BRAC Bank PLC

Vacancy: --

Location: Anywhere in Bangladesh

Experience:
∎ At least 20 years

Published: 26 May 2025

Education:
∎ Minimum graduate from a reputed university with no third class/division, or CGPA below 2.0 in any level of education.

Requirements:

Additional Requirements:
∎ Minimum 20 years of experience in a commercial banking environment. A proven track record in Credit Risk Management for 10 years is preferred.
∎ Mastery in Banking Principles and Lending Products, Credit Policy & Assessment Norms, Compliance and Fraud Prevention, Portfolio Monitoring & Analysis and Market & Intelligence.
∎ Clear understanding of Bangladesh Bank’s credit policies and circulars as well as strong knowledge of industry’s best practices.
∎ Strong understanding of data analytics and risk modelling.
∎ Ability to lead a dynamic team independently and keen to develop others.
∎ Excellent interpersonal, communication, negotiation, and collaboration skills to work with cross functional teams.
∎ Minimum 20 years of experience in a commercial banking environment. A proven track record in Credit Risk Management for 10 years is preferred.
∎ Mastery in Banking Principles and Lending Products, Credit Policy & Assessment Norms, Compliance and Fraud Prevention, Portfolio Monitoring & Analysis and Market & Intelligence.
∎ Clear understanding of Bangladesh Bank’s credit policies and circulars as well as strong knowledge of industry’s best practices.
∎ Strong understanding of data analytics and risk modelling.
∎ Ability to lead a dynamic team independently and keen to develop others.
∎ Excellent interpersonal, communication, negotiation, and collaboration skills to work with cross functional teams.

Responsibilities & Context:
∎ Actively participate in the development and implementation of the Bank’s business strategy.
∎ Implement long and short-term plans of the Bank in accordance with the Board’s strategy.
∎ Oversee Retail Underwriting, SME and Wholesale Banking Underwriting team.
∎ Manage the portfolio quality through the lifecycle of the loans, reviewing and monitoring performance of assets under management as well as ensure credit portfolio health.
∎ Ensure process improvements initiatives and drive operational efficiencies across segments e.g. decreasing TAT and develop score card-based credit system.
∎ Develop succession planning for critical roles for aligning business prerogatives and build and nurture innovative talent capability framework as a competitive differentiator with help from the HR team.
∎ Possess up-to-date market and competitor knowledge with an ability to identify market opportunities and able to work closely with cross functional teams such as Audit, Legal, Operations, Compliance, IT etc.
∎ Ability to identify the associated risks, formulate risk mitigation process, deploy effective internal control mechanisms, and ensure regulatory compliance & fraud prevention.
∎ BRAC Bank, a leading sustainable bank in Bangladesh, is committed to becoming the best bank in the country. It has pioneered SME Banking in Bangladesh and offers a comprehensive range of banking services to individuals and business entities. BRAC Bank stands out as a beacon of financial inclusion with solid financials, top credit ratings, and numerous accolades.
∎ BRAC Bank seeks an ambitious, intelligent, purpose-driven, and enthusiastic individual for the following position in its Risk Management Division:
∎ Grade: Senior Executive Vice president
∎ KEY RESPONSIBILITIES:
∎ Actively participate in the development and implementation of the Bank’s business strategy.
∎ Implement long and short-term plans of the Bank in accordance with the Board’s strategy.
∎ Oversee Retail Underwriting, SME and Wholesale Banking Underwriting team.
∎ Manage the portfolio quality through the lifecycle of the loans, reviewing and monitoring performance of assets under management as well as ensure credit portfolio health.
∎ Ensure process improvements initiatives and drive operational efficiencies across segments e.g. decreasing TAT and develop score card-based credit system.
∎ Develop succession planning for critical roles for aligning business prerogatives and build and nurture innovative talent capability framework as a competitive differentiator with help from the HR team.
∎ Possess up-to-date market and competitor knowledge with an ability to identify market opportunities and able to work closely with cross functional teams such as Audit, Legal, Operations, Compliance, IT etc.
∎ Ability to identify the associated risks, formulate risk mitigation process, deploy effective internal control mechanisms, and ensure regulatory compliance & fraud prevention.

Employment Status: Full Time

Job Location: Anywhere in Bangladesh

Read Before Apply:

BRAC Bank is a values-driven organization that prioritizes the protection of all its stakeholders, including coworkers and the community we work in, from harassment, abuse, neglect, exploitation, and discrimination. As an equal opportunity enabler, BRAC Bank encourages applications from any gender-diverse individuals and persons living with a disability. We consider personal persuasion to be a disqualification of candidature.

If you want to take up the challenge, please 'Apply Online.'

Apply Online: https://bracbank.taleo.net/careersection/external/jobsearch.ftl?lang=en

Only short-listed candidates will be communicated for the next stage as per the recruitment process. BRAC Bank reserves the right to accept or reject any application without assigning any reason, whatsoever.

BRAC Bank does not charge any fee at any stage of the recruitment process.

Apply URL::

Apply Procedure:

Company Information:
∎ BRAC Bank PLC
∎ Anik Tower (Level-9), 220/B, Tejgaon Gulshan Link Road, Dhaka-1208
∎ BRAC Bank is one of the top sustainable banks in Bangladesh. Established with a view to financial inclusion, BRAC Bank is the pioneer of SME Banking in Bangladesh, delivering a full array of banking services to individuals and business entities. Its strong financials, along with the best credit rating from the top global and local rating agencies and numerous recognitions, speak of the bank`s aspiration towards becoming the best bank in the country.

Address::
∎ Anik Tower (Level-9), 220/B, Tejgaon Gulshan Link Road, Dhaka-1208
∎ BRAC Bank is one of the top sustainable banks in Bangladesh. Established with a view to financial inclusion, BRAC Bank is the pioneer of SME Banking in Bangladesh, delivering a full array of banking services to individuals and business entities. Its strong financials, along with the best credit rating from the top global and local rating agencies and numerous recognitions, speak of the bank`s aspiration towards becoming the best bank in the country.

Application Deadline: 4 Jun 2025

Category: Bank/Non-Bank Fin. Institution