Associate Relationship Manager, Agriculture Finance

Job Description

Title: Associate Relationship Manager, Agriculture Finance

Company Name: BRAC Bank PLC

Vacancy: --

Location: Dhaka

Salary: Negotiable

Experience:
∎ 2 to 3 years

Published: 18 Dec 2024

Education:
∎ Four-year graduation from any reputed university with a satisfactory academic track record

Requirements:

Additional Requirements:
∎ Minimum 2-3 years of experience in agri-based Industries, Agri Finance Functions/other related discipline of Banks/NBFIs which requires extensive analytical ability along with field experience, other departments of Digital Financial Services, Digital Transformation Projects / or any other associated tasks which prove suitable for the position.
∎ In addition to the above, experience in data analytics, digital lending, credit scorecard development & new business segment development will be preferred.
∎ Problem-solving, ability to multitask, work in a fast-paced & dynamic environment.
∎ Excellent communication, negotiation, and relationship-building skills.
∎ Willingness to travel extensively across the country for execution of leads, partner engagement, training, process improvement, and monitoring.
∎ Minimum 2-3 years of experience in agri-based Industries, Agri Finance Functions/other related discipline of Banks/NBFIs which requires extensive analytical ability along with field experience, other departments of Digital Financial Services, Digital Transformation Projects / or any other associated tasks which prove suitable for the position.
∎ In addition to the above, experience in data analytics, digital lending, credit scorecard development & new business segment development will be preferred.
∎ Problem-solving, ability to multitask, work in a fast-paced & dynamic environment.
∎ Excellent communication, negotiation, and relationship-building skills.
∎ Willingness to travel extensively across the country for execution of leads, partner engagement, training, process improvement, and monitoring.

Responsibilities & Context:
∎ Drive Partnership-based Agriculture Portfolio growth with the vision of financial inclusion through innovative Digital Loan Products.
∎ Assist in identifying and onboarding business partners, embedded financing opportunities and acquisition channels.
∎ Conduct physical visits across countrywide markets to execute opportunities, achieve campaigns and develop networks.
∎ Supervise and facilitate relationship team members to achieve organization goals of agri-financial inclusion.
∎ Support to IT and application development teams and facilitate product architecture and system improvements.
∎ Assist in leveraging data analysis for decision-making, credit scorecard development and performance tracking.
∎ Monitor Agri-based partners and report to management for performance evaluation and execute decision therewith.
∎ Manage internal and external stakeholders, including regulators and outsourced agencies.
∎ Regularly visit partner offices to identify opportunities for business growth and maintain strong relationships.
∎ Monitor and ensure quality of the Agri loan portfolio, maintain adherence to credit policies, propositions, and regulatory guidelines.
∎ Implement proactive measures to mitigate risks and improve portfolio performance.
∎ Ensure zero audit comments by maintaining robust processes and documentation.
∎ Analyze agri business and agri market data to identify trends, opportunities, and areas of improvement.
∎ Use insights to optimize credit scoring, risk assessment, and product performance.
∎ BRAC Bank, a leading sustainable bank in Bangladesh, is committed to becoming the best bank in the country. It has pioneered SME Banking in Bangladesh and offers a comprehensive range of banking services to individuals and business entities. BRAC Bank stands out as a beacon of financial inclusion with solid financials, top credit ratings, and numerous accolades.
∎ BRAC Bank seeks an ambitious, intelligent, purpose-driven and enthusiastic individual for the following position in its SME Banking Division.
∎ KEY RESPONSIBILITIES:
∎ Business Development
∎ Drive Partnership-based Agriculture Portfolio growth with the vision of financial inclusion through innovative Digital Loan Products.
∎ Assist in identifying and onboarding business partners, embedded financing opportunities and acquisition channels.
∎ Conduct physical visits across countrywide markets to execute opportunities, achieve campaigns and develop networks.
∎ Supervise and facilitate relationship team members to achieve organization goals of agri-financial inclusion.
∎ Support to IT and application development teams and facilitate product architecture and system improvements.
∎ Assist in leveraging data analysis for decision-making, credit scorecard development and performance tracking.
∎ Partnership Management, Portfolio Monitoring & Compliance
∎ Monitor Agri-based partners and report to management for performance evaluation and execute decision therewith.
∎ Manage internal and external stakeholders, including regulators and outsourced agencies.
∎ Regularly visit partner offices to identify opportunities for business growth and maintain strong relationships.
∎ Monitor and ensure quality of the Agri loan portfolio, maintain adherence to credit policies, propositions, and regulatory guidelines.
∎ Implement proactive measures to mitigate risks and improve portfolio performance.
∎ Ensure zero audit comments by maintaining robust processes and documentation.
∎ Analyze agri business and agri market data to identify trends, opportunities, and areas of improvement.
∎ Use insights to optimize credit scoring, risk assessment, and product performance.
∎ Click link at the bottom part of the ad to view job details and application procedure.

Employment Status: Full Time

Job Location: Dhaka

Read Before Apply:

BRAC Bank is a values-driven organization that prioritizes the protection of all its stakeholders, including coworkers and the community we work in, from harassment, abuse, neglect, exploitation, and discrimination. As an equal opportunity enabler, BRAC Bank encourages applications from any gender-diverse individuals and persons living with a disability. We consider personal persuasion to be a disqualification of candidature.

If you want to take up the challenge, please 'Apply Online.'

Only short-listed candidates will be communicated for the next stage as per the recruitment process. BRAC Bank reserves the right to accept or reject any application without assigning any reason whatsoever.

BRAC Bank does not charge any fee at any stage of the recruitment process.