Associate Manager, Disbursement & Closing, ROC Operations

Job Description

Title: Associate Manager, Disbursement & Closing, ROC Operations

Company Name: BRAC Bank PLC

Vacancy: --

Age: Na

Job Location: Cumilla, Sylhet

Salary: --

Experience:

• 3 to 5 years
• The applicants should have experience in the following business area(s): Banks

• Masters
• Bachelor/Honors

• 3 to 5 years
• The applicants should have experience in the following business area(s): Banks

• Bachelor’s/Master’s degree from reputed university with satisfactory academic record. Degree in Business Administration, Economics, Bank Management or related field is preferred.

• Minimum 3-5 years’ experience in a Bank or Non-Bank Financial Institution

• Knowledge on Lending Policy, Process and Documentation along with Legal, Compliance and Regulatory issues.

• Computer literacy (MS Word, Excel, Access, Power Point etc.).

• Good communication skill (both written & verbal).

• Excellent inter-personal relationship & analytical ability.

• Proficient in customer-centricity, self-propelled, and capable of meeting deadlines.

BRAC Bank, a leading sustainable bank in Bangladesh, is committed to becoming the best bank in the country. It has pioneered SME Banking in Bangladesh and offers a comprehensive range of banking services to individuals and business entities. BRAC Bank stands out as a beacon of financial inclusion with solid financials, top credit ratings, and numerous accolades.

BRAC Bank seeks an ambitious, intelligent, purpose-driven, and enthusiastic individual for the following position in its Operations Division:

Associate Manager, Disbursement & Closing, ROC Operations

Employment Type: Full-time Job Grade: SO-PO

Key Responsibilities:

• Draft and finalize sanction letters with full compliance to approved terms, securities, and covenants.
• Ensure proper execution and perfection of charge/security documentation for Emerging Corporate Loans.
• Prepare LDCL and LLI in line with sanction advice; facilitate timely disbursement.
• Obtain and verify legal, security, and obligor documentation as per vetting.
• Coordinate handover / takeover, vehicle registration, deed collection, and stakeholder communication.
• Maintain and archive loan/security documents; ensure accurate MIS on deferrals, insurance, and exceptions.
• Ensure due release of securities and charge vacation post-settlement.
• Address audit issues and service quality concerns with urgency and accountability.
• Support internal/external audits and respond to observations for satisfactory closure.
• Participate in process improvement, automation, and departmental/project initiatives.
• Perform additional duties as assigned within defined timelines.