Unit Head - Islamic Wholesale Banking

Job Description

Title: Unit Head - Islamic Wholesale Banking

Company Name: Mutual Trust Bank PLC

Vacancy: --

Age: Na

Job Location: Anywhere in Bangladesh

Salary: --

Experience:

• At least 8 years
• The applicants should have experience in the following business area(s): Banks

• Bachelor/Honors

• At least 8 years
• The applicants should have experience in the following business area(s): Banks

• Experience in Corporate or Commercial Banking, preferably with exposure to Islamic Banking.

• Strong understanding of Islamic banking principles and Shariah-compliant financing structures.

• Advanced corporate credit analysis and risk management capability.

• Sound understanding of Bangladesh Bank regulations and Islamic banking guidelines.

• Strong leadership, team management, and decision-making ability.

• Excellent negotiation, communication, and relationship management skills.

• Ability to manage corporate client relationships and drive business growth in a competitive banking environment.

The position will lead the Corporate Banking Unit under the Islamic Banking Division. The role focuses on expanding the corporate financing portfolio through Shariah-compliant structures, strengthening client relationships, maintaining asset quality, and ensuring compliance with regulatory and Shariah requirements while driving sustainable business growth.

Job Responsibilities

Business & Relationship Management

• Lead and supervise the Corporate Banking team within Islamic Banking.

• Drive business growth by acquiring and managing high-quality corporate clients.

• Strengthen relationships with key corporate clients and senior management stakeholders.

• Promote cross-selling of Islamic funded and non-funded products.

• Ensure high service standards and client satisfaction.

Credit & Financing Management

• Review and endorse corporate credit proposals prepared by Relationship Managers.

• Structure Shariah-compliant financing facilities aligned with approved purposes and assets.

• Coordinate with Credit Risk Management, Compliance, and Shariah Secretariat for approvals.

• Present complex credit proposals to senior management and approval committees.

Risk & Portfolio Management

• Monitor portfolio performance, utilization trends, and early warning signals.

• Ensure timely recovery, profit realization, and regularization of facilities.

• Oversee classified, overdue, and stressed accounts and recommend remedial actions.

• Maintain portfolio quality within approved risk appetite.

Governance & Compliance

• Ensure adherence to Shariah principles, Bangladesh Bank regulations, and internal policies.

• Oversee proper execution of Shariah contracts and security documentation.

• Ensure compliance during disbursement and financing execution.

• Support internal audits, inspections, and regulatory reviews.

Non-Funded Business

• Supervise Islamic trade and non-funded facilities including LC, Kafalah (Bank Guarantee), and Shipping Guarantee.

• Ensure proper margins, securities, and risk mitigation for contingent liabilities.

• Monitor compliance with internal and regulatory guidelines.