Head of Credit Risk Management (CRM)

Job Description

Title: Head of Credit Risk Management (CRM)

Company Name: NRB Bank Ltd.

Vacancy: Not specific

Job Location: Anywhere in Bangladesh

Employment Status: Full-time

Educational Requirements:
∎ Masters degree in any discipline
∎ Masters in any discipline

Experience Requirements:
∎ At least 12 year(s)

Job Responsibilities:
∎ Develop & periodical update of credit policies and credit administration procedures.
∎ Implementing credit risk management policies to ensure an effective credit risk management process.
∎ To develop and implement controls in order to reduce the credit risk exposure of the bank
∎ Ensuring that credit facilities and loans are allowed within the Bank's Credit Policies, Manuals and Regulatory Guidance.
∎ To reduce delinquency rate by dealing with thriving sectors and business segments.
∎ Review and supervise loan proposals processed by the credit officers/analyst for onward placement to related approval authority.
∎ To perform periodic monitoring and analyses of portfolio performance and follow-up of exceptions, conditions, covenants, overdue, expired credit & documentation.
∎ Analyze & Identify credit risk of allocated business segment (Corporate, SME, Retail).
∎ Portfolio review of corporate, SME & Retail business.
∎ Ensuring that existing credit lines are monitored to identify problematic accounts that require remedial.

Additional Requirements:
∎ Age at most 50 years
∎ Only males are allowed to apply
∎ Minimum 12 years’ experience in commercial Banks and at least 5 years of experience in the Credit Risk Management Division.
∎ Must have extensive experience and adequate knowledge in Credit Risk Factors, Policy and Guidelines, industry and market dynamics.
∎ Good understanding of different circulars, guidelines and instructions circulated by Bangladesh Bank from time to time.
∎ Knowledge on Acts and Laws related to banking business.
∎ Ability to Financial statement analysis i.e. Balance Sheet, Income Statement, cash flow, equity statement for analyzing loans of related segments.
∎ Good analytical, problem-solving and decision-making skills.
∎ Ability to establish goals and objectives for his direct reports.
∎ Self-driven with pleasant personality.
∎ Age not more than 50 years.

Salary: Negotiable

Application Deadline: March 15, 2020

Company Information:
∎ NRB Bank Ltd.
∎ Address : NRB Bank Ltd., Corporate Head Office, Simple Tree - Anarkali, 89 Gulshan Avenue, Gulshan ? 1, Dhaka, Bangladesh.
∎ Web : http://www.nrbbankbd.com/

Category: Bank/Non-Bank Fin. Institution