Financial Analyst - Wholesale Underwriting

Job Description

Title: Financial Analyst - Wholesale Underwriting

Company Name: Mutual Trust Bank PLC

Vacancy: 01

Age: At least 24 years

Job Location: Dhaka

Salary: Negotiable

Experience:

• 8 to 10 years
• The applicants should have experience in the following business area(s): Banks

• Bachelor/Honors

• Bachelor’s/Master’s degree in a relevant discipline from a UGC-approved university.

• No third division/class or equivalent CGPA is allowed at any stage of the academic career.

• Preferably completed Banking Diploma courses (JAIBB & AIBB)

• 8 to 10 years
• The applicants should have experience in the following business area(s): Banks

• Age At least 24 years

• Candidates completed CICC will be given preference.Good writing and communication skill.

• In depth knowledge on financial market and industry outlook.

• Data analysis and power point presentation skill.

• Credit Proposal Analysis: Prepare and analyze credit proposals for Corporate Client Segment in line with internal policies and regulatory guidelines.

• Financial Statement Review: Conduct in-depth analysis of borrower financials, cash flow, and repayment capacity to assess creditworthiness.

• Data Collection & Documentation Review: Ensure completeness of required documentation, including security papers, external credit ratings, and regulatory compliance documents.

• Portfolio Monitoring: Track overdue accounts, SMA status, and early warning indicators to identify potential risk exposures.

• Regulatory Compliance Support: Assist in preparing reports and data submissions for Bangladesh Bank inspections, internal audits, and regulatory compliance.

• Sustainable Finance & E&S Risk Screening: Assist in evaluating proposals against Environmental & Social risk criteria and sustainable financing guidelines.

• Credit MIS & Reporting: Maintain and update credit risk databases and prepare various MIS reports for internal management and regulatory use.

• Coordination with Relationship Teams: Collaborate with business and branch teams to obtain missing documents, resolve queries, and support proposal processing.

• Support in Policy Implementation: Contribute to the implementation of credit policies, SOPs, and process changes as guided by senior management.