Deputy Head of SME & Agri Banking Division

Job Description

Title: Deputy Head of SME & Agri Banking Division

Company Name: Mutual Trust Bank PLC

Vacancy: 1

Age: At least 24 years

Job Location: Dhaka

Salary: Negotiable

Experience:

• At least 12 years
• The applicants should have experience in the following business area(s): Banks

• Bachelor/Honors

• Bachelor’s/Master’s degree in a relevant discipline from a UGC-approved university.

• No third division/class or equivalent CGPA is allowed at any stage of the academic career.

• Preferably completed Banking Diploma courses (JAIBB & AIBB)

• At least 12 years
• The applicants should have experience in the following business area(s): Banks

• Age At least 24 years

• Minimum 12 years of banking experience with minimum 10 years exposure to SME Banking.

• Strong knowledge of SME & Agri lending, credit risk assessment, and regulatory requirements.

  Competencies

• Leadership and people management skills.

• Strategic thinking and business acumen.

• Strong analytical and decision-making ability.

• Excellent communication and stakeholder management skills.

• Sound understanding of SME & Agri products, credit processes, regulation and market dynamics.

Reporting to - Head of SME & Agri Banking Division

The Deputy Head of SME & Agri Banking Division will support the Head of SME Agri Banking Division in driving business growth, portfolio quality, profitability, and strategic initiatives across the SME Banking Division. The role will be responsible for developing and implementing SME business strategies, managing key relationships, and ensuring compliance with regulatory and internal policies.

Key Responsibilities :

• Assist in formulating and executing SME & Agri business strategies aligned with the Bank’s objectives.

• Drive growth in SME & Agri loans, Transactional deposits, trade business, and fee-based income.

• Monitor portfolio performance and ensure asset quality standards are maintained.

• Identify new business opportunities, new cluster, enhance strong foot print in digital financing & process automation and market segments to expand the SME customer base.

• Support credit assessment and risk management processes for SME & Agri lending.

• Ensure compliance with Bangladesh Bank regulations and internal policies.

• Lead, mentor, and develop SME & Agri business teams to achieve business targets.

• Coordinate with Credit Risk Management, Credit Administration, Group Legal Division, Operations, Group Finance, ICC and Branch Banking teams for smooth business execution.

• Monitor business performance and prepare management reports and MIS.

• Maintain strong relationships with key clients, stakeholders, and business partners.

• Assist in enhancing the visibility of the activities of the division in different platform by adopting different initiative

• Maintain strong liaison with Bangladesh bank, SME Foundation & other stakeholders to initiate different projects and mobilizing refinance / pre-finance etc.

• Develop and implement various initiatives to attract and engage customers across different sectors.

• Manage and promote refinancing schemes in line with business and regulatory requirements.

• Coordinate and maintain liaison with Bangladesh Bank regarding regulatory matters, refinancing programs, and other collaborative initiatives.