Credit Risk Analyst-SME/Wholesale Banking (SO-SPO)

Job Description

Title: Credit Risk Analyst-SME/Wholesale Banking (SO-SPO)

Company Name: NRB Bank Ltd.

Vacancy: --

Age: at most 40 years

Location: Anywhere in Bangladesh

Salary: Negotiable

Experience:
∎ At least 5 years

Published: 19 Mar 2025

Requirements:

Additional Requirements:
∎ Age at most 40 years
∎ Post Graduate from a highly reputed UGC approved University with a satisfactory academic track record. (However MBA/MBM or other professional degrees are highly desirable).
∎ 3 to 5 years of experience as credit risk analyst/Credit officer, preferably within banking or financial services.
∎ Expertise in financial statement analysis, credit risk modeling, and market risk assessments.
∎ High attention to detail, with an analytical mindset and problem-solving abilities.
∎ Up-to-date knowledge of regulatory requirements and banking industry trends.
∎ Good negotiation skills with different stakeholders
∎ Post Graduate from a highly reputed UGC approved University with a satisfactory academic track record. (However MBA/MBM or other professional degrees are highly desirable).
∎ 3 to 5 years of experience as credit risk analyst/Credit officer, preferably within banking or financial services.
∎ Expertise in financial statement analysis, credit risk modeling, and market risk assessments.
∎ High attention to detail, with an analytical mindset and problem-solving abilities.
∎ Up-to-date knowledge of regulatory requirements and banking industry trends.
∎ Good negotiation skills with different stakeholders

Responsibilities & Context:
∎ Preparation of credit memorandums of the assigned Clients/ Accounts with all sorts of analytical analysis thereto & submitting the same to the approval authority.
∎ Identifying and analyzing inherent credit risk associated with the different clients and different sectors, where the clients are in operation.
∎ Assess the appropriateness of the debt structure and debt burden ratio to meet the commercial/personal needs of a company/individual.
∎ Preparing proposal summary for credit committee meeting, organizing the meeting as per HOCRM advice and circulation of the minutes.
∎ Follow-up with RM’s to ensure maintenance of quality credit assets and other issues relating to credit portfolios.
∎ Ensuring compliance of Bangladesh Bank and Internal Policies and meeting all audit requirements of own portfolio.
∎ Presenting financial / industry analyses using financial projections and models.
∎ Conducting collateral / factory / inventory visit etc. along with business unit as per terms of approval and prepare reports thereof.
∎ Other special assignments as and when required by management of the Bank.

Workplace:
∎ Work at office

Employment Status: Full Time

Job Location: Anywhere in Bangladesh

Job Highlights:

Company Information:
∎ NRB Bank Ltd.
∎ Corporate Head Office, Uday Sanz, Block: SE (A), Plot: 2/B, Road: 134, South Avenue, Gulshan – 1, Dhaka-1212.

Address::
∎ Corporate Head Office, Uday Sanz, Block: SE (A), Plot: 2/B, Road: 134, South Avenue, Gulshan – 1, Dhaka-1212.

Read Before Apply: Please apply only who are fulfilling all the requirements of this job

Application Deadline: 10 Apr 2025

Category: Bank/Non-Bank Fin. Institution

Interested By University

University Percentage (%)
National University 18.76%
University of Dhaka 6.50%
University of Chittagong 3.09%
Jagannath University 2.99%
University of Rajshahi 2.53%
Jahangirnagar University 1.95%
North South University 1.58%
International Islamic University, Chittagong 1.14%
Southeast University 0.97%
American International University Bangladesh (AIUB) 0.88%

Interested By Age Range

Age Range Percentage (%)
20-30 28.35%
31-35 37.45%
36-40 23.60%
40+ 10.10%

Interested By Salary Range

Salary Range Percentage (%)
0-20K 3.63%
20K-30K 15.88%
30K-40K 14.02%
40K-50K 10.88%
50K+ 55.59%

Interested By Experience Range

Experience Range Percentage (%)
0 years (Freshers) 8.25%
0.1 - 1 years 3.75%
1.1 - 3 years 13.21%
3.1 - 5 years 15.96%
5+ years 58.83%

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