Credit Analyst
Job Description
Title: Credit Analyst
Company Name: United Finance Ltd.
Vacancy: Not specific
Job Location: Anywhere in Bangladesh
Employment Status: Full-time
Educational Requirements:
∎ Graduation & Post Graduation in Business Administration from a reputed university with a minimum CGPA of 3.00
∎ Skills Required: Credit Risk Analysis, Documentation and Reporting, Microsoft Excel, Ms Office Suite
Experience Requirements:
∎ 1 to 5 year(s)
∎ The applicants should have experience in the following area(s):
Credit Risk Analysis, SME Credit
Job Responsibilities:
∎ Examine provided documents required for financing, which includes but not limited to regulatory and business documents to ensure compliance adherence
∎ Physically visit the business premise and other operational infrastructure to justify documentary information
∎ Meet the owner/sponsors of the prospective finance beneficiary to determine business engagement and fund requirement
∎ Take pictures during the visit for assisting in visualizing the client
∎ Complete visit documentation and report with findings derived from Observations, Risk Factors, Recommendations and Required Documents
∎ Analyze clients' business with the help of credit visit and analyses clients' documents for finding potential credit risks
∎ Prepare appraisal reports of prospective clients on the basis of credit analysis covering all credit risks and mitigation strategies
∎ Execute the recommendation of credit supervisor of minimizing credit risks associated with proposed finance.
Additional Requirements:
∎ Age at least 23 years
∎ Candidates with experience in Banks & NBFIs will get preference
Salary: Negotiable
Compensation & Other Benefits:
∎ Provident fund, Weekly 2 holidays, Gratuity
∎ Festival Bonus: 2
Job Source: Bdjobs.com Online Job Posting.
Application Deadline: 8 Jul 2023
Company Information:
∎ 8 Jun 2023
∎ United Finance Ltd.
∎ Address : 22, Kazi Nazrul Islam Avenue, Dhaka
∎ Web : www.unitedfinance.com.bd
∎ Business : United Finance Limited, one of the leading Non-Banking Financial Institutions in the country, is a Public Limited Company listed with Dhaka Stock Exchange established in 1989 as a joint venture between Asian Development Bank (ADB), Commonwealth Development Corporation (CDC) Lawrie Group PLC (United Kingdom), Shaw Wallace Bangladesh Limited, Duncan Brothers (Bangladesh) Limited and its associated companies and United Insurance Company Limited.
At present, apart from general public, shares of the company are held by Lawrie Group PLC (United Kingdom), United Insurance Company Limited, Duncan Brothers (Bangladesh) Limited and its associated companies.
United Finance Limited serves the financial needs of a diverse client base of both companies and individuals. The company operates in all 64 districts of Bangladesh through 25 offices and a team of more than 800 employees.
Category: Bank/Non-Bank Fin. Institution
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