Credit Analyst
Job Description
Title: Credit Analyst
Company Name: Bangladesh Finance And Investment Company Limited
Vacancy: Not specific
Job Location: Dhaka
Employment Status: Full-time
Educational Requirements:
∎ MBA/BBA from any UGC approved renowned university.
Experience Requirements:
∎ At least 3 year(s)
∎ The applicants should have experience in the following area(s):
Credit Risk Analysis, Credit Risk Management
∎ The applicants should have experience in the following business area(s):
Banks, Leasing
Job Responsibilities:
∎ Process credit proposal of loan applications by scrutinizing all required documents/ information along with analyzing of financial statements, security, personal behavior & credit worthiness of clients and persons behind business;
∎ Visit borrower's business and security and provide recommendations tied to analysis and assessment of credit risk;
∎ Finalizing credit proposals to CC and place credit memo for EC/BoD in line with recommendation of CC and communicate the decisions of the CC/EC/Board to the concerned branches and CAD for doing the needful at their end;
∎ Maintain effective relationship with RMs in the branch level to ensure smooth lending operation to business growth;
∎ Process SOD proposal and communicate different branch regarding renewal of short term loan;
∎ Arrange risk management forum meeting, preparing different reports for internal uses and regulatory bodies;
∎ Ensuring compliance with internal policies and procedures as well as external regulatory requirements
∎ Playing an active role in policy and process development on regular basis;
∎ Take up other responsibilities as assigned time to time by the management.
Additional Requirements:
∎ Age at most 35 years
∎ Both males and females are allowed to apply
∎ Minimum 03 years of relevant experience as Credit Analyst (Corporate, SME, Retail) in Bank/NBFI
∎ Solid grounding in financial statements analysis
∎ Have sound knowledge in financial products and industry with clear understanding of different socio-economic culture and demographic behavior
∎ Possess compliance mind set and innovation focus
∎ Must be proactive and a team player with good interpersonal, multitasking and negotiation skills
∎ Ability to handle complex situation with customer centricity and meeting deadline
∎ Good communication skill in English and Bengali
Salary: Negotiable
Compensation & Other Benefits:
∎ Festival Bonus
∎ Leave Fare Assistance
∎ Leave Encashment
∎ Bangla Noborsho Allowance
∎ Provident Fund & Gratuity
∎ Hospitalization & Life Insurance
∎ Mobile Allowance
∎ Travel Allowance
∎ Employee Vehicle Loan
∎ Transport Allowance
∎ Performance Bonus
∎ Yearly Salary Review
Application Deadline: 7 Feb 2021
Company Information:
∎ 25 Jan 2021
∎ Bangladesh Finance And Investment Company Limited
∎ Address : Baitul Hossain Building (2nd Floor), 27, Dilkusha C/A, Dhaka-1000
∎ Web : www.bdfinance.com.bd
∎ Business : Bangladesh Finance And Investment Company Limited (BD Finance) started its journey in 1999 with the prime objective of developing productive enterprises of the country through the provision of lease financing and subsequently diversified in other allied financial services. The Company obtained license from Bangladesh Bank as a financial institution under the Financial Institutions Act 1993 on December 22, 1999 and listed with Dhaka Stock Exchange Ltd. on September 06, 2007 and the Chittagong Stock Exchange Ltd. on August 28, 2007. The shareholding structure of BD Finance consists of reputed corporate houses, leading industrialists and general public. Over a decade, BD Finance emerged as a leading financial Institution of the country with a wide range of financial products to offer to its clients. BD Finance continues to evolve as an innovative financial solution provider & now able to offer financial products tailored to the needs of its customers.
Category: Bank/Non-Bank Fin. Institution
: If you have the mindset to grow fast and building an inspiring career with BD Finance, please visit our website www.bdfinance.com.bd career section or apply through bdjobs.com within February 07, 2021.
Source: bdjobs.com
Deadline Expired on 7th Feb 2021
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