Assistant Manager- Associate Manager, Credit Administration Department

Job Description

Title: Assistant Manager- Associate Manager, Credit Administration Department

Company Name: Mutual Trust Bank PLC

Vacancy: --

Age: At least 25 years

Job Location: Dhaka

Salary: --

Experience:

• At least 4 years
• The applicants should have experience in the following business area(s): Banks

• Bachelor/Honors

• Bachelor's/Master's degree in a relevant discipline from a UGC-approved university.

• No third division/class or equivalent CGPA is allowed at any stage of the academic career.

• At least 4 years
• The applicants should have experience in the following business area(s): Banks

• Age At least 25 years

• 4–8 years of banking experience, preferably in centralized Credit Administration or related functions in a reputed commercial bank.

• Strong knowledge of credit administration, regulatory guidelines, credit policies, and risk management frameworks.

• Proficiency in MS Office, particularly Excel.

• Strong analytical, interpersonal, and communication (written and verbal) skills.

• Excellent management and coordination abilities.

• High integrity with the ability to work under pressure and complete assignments within stipulated timelines.

Mutual Trust Bank PLC (MTB) is seeking experienced professionals for the position of Assistant Manager / Associate Manager – Credit Administration Department. The role focuses on ensuring effective credit documentation, security perfection, regulatory compliance, and post-approval credit administration while maintaining robust internal controls and timely support to business and risk management functions.

Responsibilities

• Ensure sanction letters are issued in line with approved terms and relevant policies; prepare LDCL and ensure completion of documentation before allowing credit limits.

• Obtain legal opinions and coordinate drafting, vetting, review, and finalization of mortgage, pari-passu, syndication, and other security documents with internal or enlisted legal counsel.

• Arrange registration and execution of mortgage charges, irrevocable general power of attorney, and creation, modification, redemption, or vacation of charges, including all formalities with RJSC&F.

• Ensure security files and documents are properly archived and maintained under the Bank's safe custody; periodically review and follow up on pending documents and issues.

• Escalate intricate or high-risk issues to management for timely resolution.

• Ensure compliance with internal credit policies and applicable regulatory requirements.

• Address and resolve internal and external audit observations related to credit administration.

• Maintain close liaison with Credit Risk Management, Business Segments, Legal, ICC, and other internal stakeholders to ensure timely service delivery.

• Maintain trackers for documentation deferrals, call reports, stock reports, stock inspection reports, SRO tokens, insurance policies, land tax/holding tax, and other security-related matters.

• Proactively minimize documentation deferrals, monitor credit exposures, and provide regular updates to the Unit Head and Head of Credit Administration Department.

• Perform any other duties assigned by the Management.