Unit Head, Underwriting Wholesale Banking
Job Description
Title: Unit Head, Underwriting Wholesale Banking
Company Name: BRAC Bank Limited
Vacancy: Not specific
Job Location: Dhaka
Employment Status: Full-time
Educational Requirements:
∎ MBA/ Master's Degree in Business (Finance, Accounting & Banking)/ Engineering would be preferable from UGC granted university or an internationally accredited university
Experience Requirements:
∎ At least 12 year(s)
Job Responsibilities:
∎ Participate in the implementation of the Bank's long and short-term plans following the Board's strategy;
∎ Guide risk managers to analyze and assess credit proposals, including the clients, transactions, purpose, clients' requirement, repayment capacity, financial analysis and overall credit structuring as per the bank's lending guidelines and regulations;
∎ Brief Management and Credit Committee on credit proposals and risks/benefits associated with each submission;
∎ Ensure identification of risks and development of mitigation strategy after consultation with related stakeholders & make judgments based on experience & financials to anticipate and address market conditions;
∎ Monitor & follow up to ensure credit portfolio health is in line with Bank's objectives and strategy;
∎ Create reports on the results of implemented strategies, using all appropriate quantitative methods and MIS, and makes recommendations to increase efficiencies and revenue while managing credit risk and produce those reports regularly (Portfolio Analytics);
∎ Ensure compliance with internal policies and guidelines as well as external regulatory requirements during the approval process;
∎ Ensure standard Turn-Around-Time (TAT) as per the bank's strategy and policy for disposal;
∎ Recruitment of staff in line with approved human resources plan & business requirements and managing the performance of team members along with counselling & coaching team members from time to time to improve their performance;
∎ Corresponding with Bangladesh Bank about credit issues as and when required;
∎ Other tasks' as and when assigned by the line manager/management.
Additional Requirements:
∎ Minimum 12 years of experience in the Corporate Credit environment &/or Corporate Business will be preferable
∎ Analytical ability, ability to assess credit risk and mitigation strategy
∎ Knowledge regarding Financial Modeling, Financial Spread Sheet Analysis, Loan structuring, Project Finance, Syndication loan
∎ In-depth knowledge of CRM Policy (Bangladesh Bank), credit-related circulars and guidelines (external & internal), Bank Company Act, Foreign Exchange Transaction Act, UCPDC, loan documentation, etc.
∎ Proactive, passionate and with a can-do attitude
∎ Strong Command over Microsoft Office Package
∎ Proficient in customer centricity, self-propelled, ability to lead a dynamic team, and keen to develop others
Salary: Negotiable
Job Source: Bdjobs.com Online Job Posting.
Application Deadline: 7 May 2022
Company Information:
∎ 24 Apr 2022
∎ BRAC Bank Limited
Category: Bank/Non-Bank Fin. Institution
