Risk Manager, Small Credit

Job Description

Title: Risk Manager, Small Credit

Company Name: BRAC Bank Limited

Vacancy: Not specific

Job Location: Anywhere in Bangladesh

Employment Status: Full-time

Educational Requirements:
∎ MBA/Master's degree in a relevant field from a UGC-granted university or internationally accredited university;

Experience Requirements:
∎ 3 to 5 year(s)

Job Responsibilities:
∎ Receive complete loan application from the business team following Bangladesh Bank and BRAC Bank PPG-policy guidelines;
∎ Make visits to the customers to identify credit worthiness; Also, visit the guarantor on a case-to-case basis to ensure loan security;
∎ Complete a 360° loan analysis, i. e. repayment capacity, loan purpose, financial parameters, seasonality, supplier-buyer relations, CIB report, industry-market trend, and policy compliance;
∎ Complete comprehensive credit approval memo and arrange loan approvals as per Delegation of Lending Authority (DLA) of the bank;
∎ Ensure standard Turn Around Time (TAT) of CRM Loan Processing;
∎ Update CRM MIS according to processing level; keep continuous communication with CRM MIS;
∎ Keep effective communication with SME Small Business Team and other stakeholders;
∎ Monitor repayments of loan portfolio of linked SME Unit Offices and relationship officers;
∎ Monitor repayments of loan portfolio that relates as analyst and approver.

Additional Requirements:
∎ At least 3 to 5 years of work experience in the relevant field;
∎ Strong analytical ability to verify and understand Business data, ratios, and trends;
∎ Demonstrated ability to apply complex analysis to support real-time business decisions;
∎ Proactive in problem solving and stakeholder issue handling;
∎ Good communication and interpersonal skills and the ability to influence peers positively;
∎ Proficient in customer centricity, self-propelled with the ability to learn quickly, solution-driven mentality, and positive attitude in taking the challenging role as required;

Job Source: Bdjobs.com Online Job Posting.

Application Deadline: 25 Jun 2022

Company Information:
∎ 20 Jun 2022
∎ BRAC Bank Limited
∎ Business : BRAC Bank, the pioneer of SME Banking in Bangladesh, delivers a full array of banking services to individuals and business entities. Its financial results, along with the best credit rating from the top-rated global and local agencies and multiple best financial report awards, speak of the bank`s aspiration, transparency, and teamwork towards becoming the best bank in the country.

Category: Bank/Non-Bank Fin. Institution

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