Title: Relationship Manager/ Sr. Relationship Manager, Corporate Banking
Company Name: BRAC Bank Limited
Vacancy: Not specific
Job Location: Dhaka
Employment Status: Full-time
Educational Requirements:
∎ Minimum Masters, preferably in Business Administration/Banking and Finance/ Marketing/ Management/ Economics, from a reputed university
Experience Requirements:
∎ At least 6 year(s)
Job Responsibilities:
∎ Meet Budget Target via maximizing limit utilization, enhancement of limit, restructuring of credit facilities, and booking of new relationship from existing & new customer base
∎ Explore market for new Business opportunities and report to Line Manager for potential leads that fits into Bank's Business Policy.
∎ Retain & Grow Business of existing good customers through delivering superior customer services, identify their credit needs and accommodate facility at the earliest possible time.
∎ Monitor account and report any credit risk issue, if any, to the line manager for further course of action
∎ Raise Early Alert with discussion with line manager whenever it is necessary
∎ Ensure customer comply with credit policy, regulatory requirement, and covenant & conditions advised in the sanction letter
∎ Regular call & visit customer to monitor client's business performance
∎ Structure products and credit facilities in line with customer business requirement and industry practice
∎ Ensure insurance, collateral & other security coverage from customer against credit facility with sufficient coverage and enforceability
∎ Monitor competitor, industry, economy & regulatory updates that might have adverse impact on client's cash flow and business operation
∎ Manage risk through developing and implementing account strategy and exit recurring overdue accounts and probable classified accounts as per Bank's risk policy
∎ Mentor and develop Relationship Manager & Financial Analyst to make them more knowledgeable in financial products and services
∎ Develop leadership attributes and team management skills to eventually become Head of Business Unit in future
Additional Requirements:
∎ Minimum 3 years' experience for Relationship Managers and 6 years' experience for Senior Relationship Managers, in Bank/ NBFI or Investment Company with knowledge of corporate markets and regulatory requirements
∎ Excellent interpersonal, negotiation and communication skill
∎ Strong English communication skills (oral and written)
∎ Thorough knowledge of MS Office package
∎ Ability to work under stress and adaptive to changes
∎ Ability to work in and contribute to team building environment
Application Deadline: June 8, 2019
Company Information:
∎ BRAC Bank Limited
∎ Business : BRAC Bank Limited, pioneer in SME Banking, delivers a full array of banking services to individuals as well as business entities. With a network of 184 Branches, over 460 ATMs, 448 SME Unit Offices and 229 remittance delivery points, the Bank has unmatched reach to provide a comprehensive range of solutions to serve millions.
Category: Bank/Non-Bank Fin. Institution