Relationship Manager - Retail (Officer - SPO)

Job Description

Title: Relationship Manager - Retail (Officer - SPO)

Company Name: SHIMANTO BANK PLC

Vacancy: --

Age: At most 43 years

Job Location: Anywhere in Bangladesh

Salary: Negotiable

Experience:

• 3 to 7 years
• The applicants should have experience in the following business area(s): Banks

• Bachelor degree in any discipline

• Bachelor's degree in any discipline
• Minimum Graduation in any discipline (preferably in Business) from any reputed university
• 3rd division or 3rd class in any exam are discouraged from applying
• Bachelor’s degree in Business Administration, Marketing, Finance, Accounting or a related fields.

• 3 to 7 years
• The applicants should have experience in the following business area(s): Banks

• Age At most 43 years

• Prior experience in Retail Banking, specifically with Home Loans, Car Loans, Personal Loans & SOD
• Excellent communication and interpersonal skills.

• Monitor and maintain the Bank’s diverse Retail Loan portfolio, covering Home Loans, Personal Loans, Car Loans and Secured Overdrafts.

• Achieve individual sales targets across all assigned retail lending products.

• Identify prospective clients for Personal and Auto loans as well as Home loans.

• Visit potential clients, real estate developers and auto dealers to generate new business and increase the overall asset portfolio.

• Conduct random visits to developer companies and partner vendors to strengthen business relationships.

• Assist and coordinate regarding loan files and findings for the Branch and other Relationship Managers.

• Guide customers through the processing stages for Home, Personal, and Car loans to ensure a seamless service experience.

• Verify and submit files and documents for all retail lending products, ensuring they meet the Bank’s credit policy.

• Prepare Memorandums of Understanding (MoU) with developers and vendors to support Home and Auto loan facilities under the Retail Banking Head Office.

• Prepare and submit the Yearly Budget for Agricultural and Rural Credit.

• Ensure the on-time submission of all reports (Weekly, Fortnightly, Monthly, Quarterly, Half Yearly, and Yearly) to the Agricultural Credit Department (ACD) of Bangladesh Bank.

• Submit all types of Agricultural and Rural Credit Refinance reports and process claims for refinancing to the ACD of Bangladesh Bank.