Principal Officer / Senior Principal Officer

Job Description

Title: Principal Officer / Senior Principal Officer

Company Name: ONE Bank Limited

Vacancy: 02

Job Location: Chattogram

Employment Status: Full-time

Educational Requirements:
∎ Post Graduate preferably in Business discipline, Economics, English

Experience Requirements:
∎ At least 8 year(s)

Job Context:
∎ Functional Designation: Associate Manager/Manager (Loan Administration)
∎ Documentation in Chattogram Area in centralized environment

Job Responsibilities:
∎ Issuance of sanction letters ensuring incorporation of details of approved credit facilities, securities there-against, and all covenants and conditions, etc. in a complied way based on approval
∎ Ensure standard of mortgage/charge/registration with the competent authority, complying loan & security documents against Emerging Corporate loans
∎ Ensure obtaining security documents according to legal vetting and obtain the obligor's entity-related loan documents as necessary
∎ Obtain legal vetting/legal opinion through bank's nominated internal/external lawyer and complete title search on property documents by engaging enlisted legal counsel/vendor
∎ Scrutiny of security and loan documents and prepare loan documentation checklist (LDCL) as per approval and sanction letter
∎ Circulation of Limit Loading Instruction (LLI) for onward limit loading complying with all regulatory guidelines and following internal process and policy to facilitate loan disbursement process
∎ Correspondence with stakeholders for loan documentation, the loan take/hand over, registering vehicles, collecting matured deeds, etc.
∎ Preserving Loan and security documents upon proper stamping with an archive management unit
∎ Update and escalate deferral/irregularity/insurance/other applicable MIS/report to stakeholders
∎ Release loan/security documents complying with applicable due diligence and facilitate vacating the bank's charge over the property
∎ Timely escalate service quality issues and proactively initiate to resolve to ensure customer satisfaction
∎ Arrange periodical review of emerging corporate loan documentation files
∎ Manage business territory and serve stakeholders' requirements within the deadline
∎ Properly maintain DCFCL/LDCL records & timely escalation of OKRI & other required reports/MIS
∎ Ensure that audit issues (regulatory/internal/external) are addressed duly for resolving and regularizing, and responding/escalating audit comments in due time and manner
∎ Monitoring and maintaining MIS properly on deferrals, CSMS, sanction & LLI, loan file receiving, LDCL

Additional Requirements:
∎ Both males and females are allowed to apply
∎ Well conversant in Bangladesh Bank's credit related circulars, Transfer of property Act, Company Act, Bank Company Act, NI act, and other prevailing laws & practices and their recent developments in the banking industries of Bangladesh
∎ Strong communication, problem-solving, and decision-making skills
∎ Expert in credit and business-related fields, results-oriented and self-propelled
∎ Ability to lead a dynamic team; capability to meet deadlines; keen to develop others

Salary: Negotiable

Job Source: Online Job Posting.

Application Deadline: 8 Jul 2022

Company Information:
∎ 20 Jun 2022
∎ ONE Bank Limited
∎ Address : HRC Bhaban, 46 Kawran Bazar, Dhaka-1215
∎ Web :
∎ Business : ONE Bank Limited was incorporated in May, 1999 With the Registrar of Joint Stock Companies under the Companies Act. 1994, as a commercial bank in the private sector.

The Bank is pledge-bound to serve the customers and the community with utmost dedication. The prime focus is on efficiency, transparency, precision and motivation with the spirit and conviction to excel as ONE Bank in both value and image.

The name `ONE Bank` is derived from the insight and long nourished feelings of the promoters to reach out to the people of all walks of life and progress together towards prosperity in a spirit of oneness.

Category: Bank/Non-Bank Fin. Institution

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