Manager - Garments Unit, Credit Risk Management Division
Job Description
Title: Manager - Garments Unit, Credit Risk Management Division
Company Name: A Reputed Private Commercial Bank
Vacancy: --
Age: Na
Job Location: Dhaka
Salary: Negotiable
Experience:
- At least 8 years
- The applicants should have experience in the following business area(s): Banks
Published: 2025-12-17
Application Deadline: 2026-01-07
Education:
- Master of Business Administration (MBA)
MBA/Master's in any discipline from reputed University with no third division in academic records.
Candidates having professional degree/certification in credit risk management will be given preference.
Requirements:
- At least 8 years
- The applicants should have experience in the following business area(s): Banks
Skills Required:
Additional Requirements:
Experience Requirements:
Minimum 8 (Eight) years working experience as credit analyst or relevant experience in a commercial Bank / Financial Institution.
Knowledge, Competencies and Skills:
Smart, Team player, paired with agile mindset and can-do attitude.
Good communication skill in Bangla and English.
Very good skills in MS Office.
Responsibilities & Context:
Job Grade: Assistant Vice President to Vice President
Job Location: Dhaka.
Job Nature: Permanent.
Key Job Responsibilities:
Review and guide credit analysts in preparing comprehensive credit proposals for RMG clients, ensuring proper risk assessment and alignment with bank policies.
Supervise analysts in structuring appropriate loan products (e.g., back-to-back LCs, term loans, packing credit, EDF loans, bill discounting, and factoring).
Ensure thorough financial statement analysis, including income statements, balance sheets, cash flow projections, and working capital cycles of garments clients.
Supervise proper industry risk assessments, focusing on buyer concentration risk, foreign exchange risk, compliance risk, and macroeconomic factors affecting RMG exports.
Maintain liaison & correspond with the RM/BMs for meeting queries or clarification relating to credit proposals.
Visit client's factory/outlets as and when required.
Monitor analysts' Early Warning Signal (EWS) tracking to identify potential risks in the portfolio and take proactive action.
Benchmark client performance against industry peers, identifying strengths and weaknesses.
Job Other Benifits:
Remuneration: Negotiable.
Employment Status: Full Time
Job Work Place:
Company Information:
Gender: Male and Female can apply
Read Before Apply: Please apply only who are fulfilling all the requirements of this job
Category: Bank/ Non-Bank Fin. Institution
