Head of SME (AVP to SVP)

Job Description

Title: Head of SME (AVP to SVP)

Company Name: A Reputed Private Commercial Bank

Vacancy: --

Age: Na

Job Location: Dhaka

Salary: Negotiable

Experience:

• At least 8 years
• The applicants should have experience in the following business area(s): Banks

• Masters

• Master's in any discipline from reputed university with no third division in academic records.

• At least 8 years
• The applicants should have experience in the following business area(s): Banks

Experience Requirements:

• Minimum 8 (eight) years of working experience in commercial Bank/ NBFI in relevant field.

Knowledge, Competencies and Skills:

• Strong understanding of SME business needs, industry trends, and regulatory requirements.

• Smart, Team player, paired with agile mindset and can-do attitude.

• Good communication skill in English.

• Ability to architect strategy along with leadership skills.

• Excellent negotiation and presentation skills.

Job Grade: Assistant Vice President to Senior Vice President

Job Nature: Permanent

Key Job Responsibilities:

• Develop and implement SME banking strategies in alignment with the bank’s overall business goals and growth plan.

• Lead the SME Banking Division and ensure effective collaboration with all branches to expand the SME client base.

• Guide branches and business units to drive sustainable SME business growth and acquire new clients through strong relationship management.

• Design, develop, and deliver innovative SME products and services tailored to market needs.

• Promote SME portfolio growth through strategic alliances, customer engagement, and value-added services.

• Conduct regular visits to SME clients to assess their business operations, investment viability, and creditworthiness.

• Monitor proper utilization of SME credit facilities, maintain asset quality, and ensure timely reviews and renewals.

• Ensure full compliance with regulatory guidelines, including Bangladesh Bank directives, and effectively manage operational and credit risks.

• Inspire, lead, and manage SME team, fostering a high-performance culture.

• Conduct market intelligence, competitor analysis, and product benchmarking to identify and capture new SME opportunities.

• Prepare, analyze, and submit periodic reports on SME business performance, growth trends, and strategic updates to senior management.

• Ensure adherence to internal policies, operational procedures, and all applicable regulatory policies and requirements.

• Coordinate with other divisions and branches for seamless service delivery and business support.