Title: Credit Officer
Company Name: The UAE-Bangladesh Investment Co. Ltd.
Vacancy: 01
Job Location: Dhaka, Dhaka (Banani)
Employment Status: Full-time
Educational Requirements:
∎ Master of Business Administration (MBA) in Finance, Banking
∎ any reputed University having no Third Class/Division/Equivalent GPA/CGPA in the Academic records.
Experience Requirements:
∎ 1 to 2 year(s)
∎ Freshers are also encouraged to apply.
Job Responsibilities:
∎ Manage the entire credit application process, right from login to disbursement.
∎ Co-ordinate with various organizations/department/agency for processing the loan file.
∎ Resolve customer issues and legal issues pertaining to sanction, disbursement process and in monitoring and recovery process.
∎ Apprise credit file and facilitate approval process in line with the company policies, Bangladesh Bank's regulations and guidelines.
∎ Analyze and interpret financial statements, Risk and other aspects of loan proposal.
∎ Ensure all recommendations of credit proposals to relevant Credit Committees/Board for approval are following credit policies, desired standards and within agreed deadlines.
∎ Liaison with Central Bank and timely reporting of activities attend the periodic meetings.
∎ Liaison with Credit Administration department for smooth credit processing, documentation, disbursement, and post disbursement monitoring.
∎ Ensure proper monitoring and housekeeping of loan files in a timely manner through coordination with the Credit Administration team/ICC.
∎ Ensure compliance issues of regulators-Bangladesh Bank and other agencies/government bodies.
∎ Maintain cordial relations with internal customers to work as a closely knit team.
∎ Ensure recovery of loan portfolio in a timely manner through cordial relations with customers.
Additional Requirements:
∎ Age 25 to 30 years
∎ Excellent verbal and written communication skills in English & Bangla.
∎ Visit project site/ factory of the client to assess the actual status & prospects.
∎ Providing various services to the customers according to their needs and queries.
∎ Report writing.
∎ Any others task assigned by the Management.
∎ Sound knowledge on computer-MS Excel, Word (Both Bengali & English), Power Point, Communication Skill (Mandatory)
Salary: Negotiable
Compensation & Other Benefits:
∎ Provident fund, Insurance, Gratuity
∎ Salary Review: Yearly
∎ Festival Bonus: 2
∎ Bengali New year Bonus: 20% of Basic.
∎ Other Benefits as per HR policy of the organization.
Job Source: Bdjobs.com Online Job Posting.
Application Deadline: 12 Nov 2023
Company Information:
∎ 30 Oct 2023
∎ The UAE-Bangladesh Investment Co. Ltd.
∎ Address : Erectors House (5th Floor), 18 Kemal Ataturk Avenue, Banani, Dhaka -1213
∎ Business : A Joint Venture Financial Institution
Category: Bank/Non-Bank Fin. Institution
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Source: bdjobs.com