Credit Officer

Job Description

Title: Credit Officer

Company Name: National Credit and Commerce Bank Limited

Vacancy: Not specific

Job Location: Anywhere in Bangladesh

Employment Status: Full-time

Educational Requirements:
∎ Masters degree in any discipline

Experience Requirements:
∎ 3 to 7 year(s)
∎ The applicants should have experience in the following area(s): Branch Credit Operation, Credit Administration, Credit Risk Analysis, Credit Risk Management

Job Responsibilities:
∎ Analyzing the prospective clients for loans and helping them with loan application procedure & formalities also analyzing and verifying a client’s creditworthiness who has applied for loan.
∎ To draft documents, loan documentation, credit documents, security documents, security registration to ensure compliance with internal regulations, procedures of NCCB and applicable laws, and to submit for approval and signing credit agreement, disbursement and security documents.
∎ Making the clients aware with policies associated with loans and answering all the queries of customers pertaining to loan.
∎ Analyze risks and approve or reject loan requests.
∎ Conducting the field and onsite visits to verify the proper usage of loan amount.
∎ Prepare credit appraisal, financial statement and CRG rating for right select of borrowers
∎ Track classified loan portfolio, management credit quality reviews and Risk Rating System
∎ Providing support, credit information, and loan policies and procedures to ensure the quality of the Bank's lending portfolio
∎ Liaise with clients on collection matters and follow up on overdue accounts
∎ Monitoring all loan/advances, documentation deficiencies, etc.
∎ Executing any other duties as and when required by the Management or Line Manager.

Additional Requirements:
∎ Age at most 40 years
∎ Candidates who recruited through Management Trainee (MTO) Program in the Bank will be given preference.

Salary:
∎ Attractive compensation package will be offered to the deserving candidates selected for both of the positions based on the experience and competency.

Application Deadline: December 25, 2019

Company Information:
∎ National Credit and Commerce Bank Limited
∎ Address : NCC Bank Bhaban, 13/1 & 13/2 Toyenbee Circular Road, Motijheel C/A, Dhaka-1000
∎ Web : www.nccbank.com.bd
∎ Business : National Credit and Commerce Bank Limited has been operating as one of the leading Private Commercial Banks with its strong business network of 117 online branches across the country, and providing personalized & customer friendly banking services to its client in a responsive and technology based environment.

Category: Bank/Non-Bank Fin. Institution

Read Before Apply: Interested candidates are encouraged to apply online through bdjobs.com or send soft-copy of updated Resume along with recent passport size photograph to [email protected] mentioning the name of the position in email subject line.