Title: Credit Analyst - Home Loan/ Salary Loan, Retail Underwriting
Company Name: BRAC Bank Limited
Vacancy: Not specific
Job Location: Chattogram, Dhaka
Employment Status: Full-time
Educational Requirements:
∎ Graduate from a reputed institution
Experience Requirements:
∎ At least 2 year(s)
Job Responsibilities:
∎ Analyze and evaluate loan proposals as per bank's lending guidelines, internal policies and procedure and regulations and essential documents with due diligence.
∎ Evaluating the creditworthiness of prospective clients and projects.
∎ Preparation and analysis of financial statements of different businesses in diverse industries.
∎ Review of loan documents and ensuring sufficient security proposition and accurate documentation against the credit granted.
∎ Ensuring CIB and relevant legal and statutory compliance.
∎ Prospective client visits and risk assessment of prospective customers.
∎ Preparation and review of credit appraisal reports and approval of loan facilities.
∎ Responsible for quality of loan portfolio for the responsible products, segments and regions.
∎ Assist on specific projects/tasks as assigned
∎ Attend & conduct training & provide feedback to all relevant concerns
∎ Update knowledge in CRM Policy (BBL and Bangladesh Bank), credit-related circulars and guidelines (external & internal), loan documentation, etc.
Additional Requirements:
∎ 2-years of experience in relevant field will be preferred
∎ Sound knowledge of Central Bank's credit policies and circulars
∎ Strong analytical skill to analyze retail loan proposals
∎ Knowledge of local business & economic situation depends on nature & area
∎ Strong Command over MS Office
∎ Proficient in customer centricity, self-propelled and capability to meet deadlines
Job Source: Bdjobs.com Online Job Posting.
Application Deadline: 10 Jul 2021
Company Information:
∎ 3 Jul 2021
∎ BRAC Bank Limited
∎ Business : BRAC Bank Limited, pioneer in SME Banking, delivers a full array of banking services to individuals as well as business entities. With a network of 184 Branches, over 460 ATMs, 448 SME Unit Offices and 229 remittance delivery points, the Bank has unmatched reach to provide a comprehensive range of solutions to serve millions.
Category: Bank/Non-Bank Fin. Institution
:
Source: bdjobs.com