Area Credit Manager, Risk Management Division

Job Description

Title: Area Credit Manager, Risk Management Division

Company Name: BRAC Bank Limited

Vacancy: Not specific

Job Location: Anywhere in Bangladesh

Employment Status: Full-time

Educational Requirements:
∎ Minimum Bachelor Degree from UGC granted university or internally accredited university. Having additional degree in MBA/ Masters/ Professional degree in CRM will be considered as an added advantage.

Experience Requirements:
∎ At least 3 year(s)

Job Responsibilities:
∎ Comprehensive visit the customer to identify customer's credit worthiness. Also Visit guarantor on case to case basis to ensure security of the loan.
∎ Scrutiny and inclusive analysis of credit proposal (s) and recommendation/Approval/decline of client request in line with Bank's lending guidelines/PPG, Credit Circulars & instructions Bank's & Bangladesh Bank.
∎ Ensure compliance with internal policies and procedure and external regulatory requirements (Bangladesh Bank) during approval demonstrated by satisfactory Audit reports.
∎ Regularly visit the customers/ businesses that fall under portfolio at risk and utilize/ circulate the knowledge gained from the same.
∎ Ensure standard Turn Around Time (TAT) of SME Loans
∎ Guidance RO on specific projects / tasks as assigned
∎ Coaching RO for development & giving feedback to all relevant concern.
∎ Clear report to Supervisor/ Top management on timely manner.
∎ Effective communication with sales team and other support teams

Additional Requirements:
∎ Minimum 3 years of Banking Experience in relevant field.
∎ Understanding basic features of SME businesses
∎ In depth knowledge in CRM Policy (BBL and Bangladesh Bank), credit related circulars and guidelines (external & internal), loan documentations, etc.
∎ Knowledge of different circulars, Banking Company Act, Foreign Exchange Transaction Act, loan documentations, etc.
∎ Have wide experience to manage the relations with sales team and work within a team.
∎ Have considerable experience with customer negotiations.
∎ Positive, energetic and adaptive to change

Application Deadline: September 14, 2019

Company Information:
∎ BRAC Bank Limited

Category: Bank/Non-Bank Fin. Institution