Title: Senior Officer/ Principal Officer- Credit
Company Name: Woori Bank
Vacancy: Not specific
Job Location: Anywhere in Bangladesh
Employment Status: Full-time
Educational Requirements:
∎ Master's Degree preferably in Business discipline from any reputed Public/Private/Foreign University with a good academic track record. Other professional Certifications like CFA, CPA, ACCA, or CA will be considered as an added advantage.
Experience Requirements:
∎ At least 5 year(s)
Job Context:
∎ Department: Credit
∎ Type of Employment: Permanent
Job Responsibilities:
∎ Meet up the business targets (both retail & corporate) set by the Management
∎ Develop growth strategies and plans for procuring new businesses
∎ Develop new products, increase client base
∎ Check Bank Guarantee conditions as per Bank's Policy & URDG
∎ Issuance of Bank Guarantee and Amendment
∎ Bank Guarantee commission management- Claim commission, Follow up & Realization
∎ Generating new business by identifying potential customers via sales promotions and presentations to companies
∎ Ensure all marketing initiatives and incentive campaigns are properly advised to the customers
∎ Managing and retaining relationships with existing clients in an attempt to increase business
∎ Assessment & justification of client's requirement, financial standing, working capital & cash flow analysis, debt service capacity analysis etc. Risk Identification, Risk Analysis & mitigating factors of investment, NPV, IRR, Sensitivity Analysis, collateral security analysis, transaction record & account performance analysis, business & market analysis
∎ Identifying and mapping business strengths and customer needs.
∎ Work closely with customers and visit customers' factories whenever necessary.
∎ Researching business opportunities and viable income streams
∎ Finding out what an organization needs and working with a team to plan proposals and pricing when required
∎ Negotiating with customers and building positive relationships
∎ Identifying new methods, opportunities for sales campaigns, and selling banking products
∎ Following industry trends locally and internationally
Additional Requirements:
∎ Age 25 to 35 years
∎ Minimum Five (05) years of experience in reputed Banks; minimum Two (02) years of experience in Business Development of a Bank
∎ Having an in-depth knowledge of business products and value proposition
∎ Strong sales acumen with adequate business knowledge
∎ Should have in-depth knowledge of diversified banking products and be well conversant in relevant regulatory policies, guidelines
∎ Ability to work individually or under Team.
∎ Excellent interpersonal, and communication skill and leadership quality is much desired
Salary: Negotiable
Compensation & Other Benefits:
∎ Different allowances and benefits as per Bank's rules.
Job Source: Bdjobs.com Online Job Posting.
Application Deadline: 22 Jun 2023
Company Information:
∎ 13 Jun 2023
∎ Woori Bank
∎ Address : Suvastu Imam Square (1st Floor), 65 Gulshan Avenue, Gulshan, Dhaka- 1212
∎ Web : https://go.wooribank.com/bd/ib/main/IbMain.do
∎ Business : Woori Bank, the First Commercial Bank of Korea incorporated in 1899, head Quarter located in Seoul, South Korea, operating 877 Branches in Korea and 430 Global Networks in 26 Countries with 22,377 employees. In 2020, Woori Bank awarded "The bank of the year 2020 globally" by the Banker.
Being one of the largest commercial bank of Korea, Woori Bank started its operation in Bangladesh in 1996. During last 25 years in Bangladesh, the Bank expanded its network with 07 Branches (Gulshan, Mirpur, Uttara, Narayanganj, Chittagong, Motijheel and Karwan Bazar) and 02 Customer Service Centre in DEPZ, Savar & CEPZ, Chattogram. The Bank also diversified its portfolio in both Retail and Corporate Banking services to its customer with premium service quality.
Category: Bank/Non-Bank Fin. Institution
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Source: bdjobs.com