Risk Manager (Upto FVP)

Job Description

Title: Risk Manager (Upto FVP)

Company Name: Bank Asia PLC

Vacancy: 01

Age: Na

Job Location: Dhaka

Salary: Tk. 125000 (Monthly)

Experience:

• At least 10 years
• The applicants should have experience in the following business area(s): Banks

• Masters

• At least 10 years
• The applicants should have experience in the following business area(s): Banks

1.      Policy Formulation & Regulatory Compliance:

• Oversee the formulation, review, and modification of CRM policies as required by Management/Board, and ensure annual review of all internal policy guidelines in line with regulatory updates and best practices.

• Ensure strict compliance with observations of internal audit and Bangladesh Bank inspections, and enforce adherence to CRM policy, Bangladesh Bank directives, and all relevant regulatory guidelines.

• To deal with Internal, External including Bangladesh Bank Audit Team and provide compliance report.

• Ensure regulatory and internal process compliance in all CRM activities.

• Ensure strict compliance with observations of internal audit and Bangladesh Bank inspections, and enforce adherence to CRM policy, Bangladesh Bank directives, and all relevant regulatory guidelines.

2.        Operational Oversight:

Supervise all CRM team members to ensure timely and accurate assessment of credit risks, disposal of credit proposals within SLA timelines, issuance of Feedback/Satisfaction Letters, and prompt issuance of Sanction Advices following approval by the Competent Authority.

3.        Delegated Authority & Decision-Making:

Exercise business delegation powers under the delegated business authority of the Bank, ensuring prudent judgment and compliance in all decisions.

4.        Monitoring & Portfolio Management:

• Ensure both on-site and off-site periodical monitoring of the loan portfolio, off-balance sheet exposures and credit ratings to prevent undue stress on the Bank’s financial capacity and maintain portfolio soundness.

• Ensure the Bank maintains a healthy and diversified loan portfolio to maximize risk-adjusted returns, keeping overall credit exposure within acceptable parameters and as per Bangladesh Bank guidelines.

5.        Reporting & Management Communication:

• Provide timely and accurate information, reports, and analyses to the Management and the Board for effective decision-making and risk oversight.

• Provide analytical insights and data support for management decision-making.

6.        Cross-Divisional Support:

• Provide assistance to Business Divisions (C&LL, EFD, ME, CMSE, AGRI, etc.), Branch/SME Center/IBW, Credit Administration Division (CAD), Special Asset Management Division (SAMD) and Risk Management Division (RMD) on various credit-related issues from time to time.

7.        Human Resource & Capacity Development:

• Assist the Human Resources Division (HRD) in the recruitment and employee assessment process, including participation in recruitment and promotion interviews.

• Conduct training programs, seminars and workshops organized by BAITD

• Attend internal and external training programs, seminars and workshops organized by BAITD, Bangladesh Bank, BIBM, ICC, and other institutions.

• Conduct and participate in internal Knowledge Sharing Programs (KSP) within the Division to promote continuous learning and professional development.

8.        Communication & Awareness:

• Prepare audio-visual presentations, briefing notes and awareness materials for internal and external stakeholders.

• Works to shape and drive the organizational culture to support business objectives. 

Attractive salary and incentives will be offered along with sound career growth prospects.