Job Description
Title: Officer-Credit (EO – FAVP)
Company Name: Modhumoti Bank PLC
Vacancy: --
Location: Anywhere in Bangladesh
Minimum Salary: Negotiable
Experience:
∎ At least 4 years
∎ The applicants should have experience in the following business area(s):Banks
Published: 13 Aug 2024
Requirements:
Responsibilities & Context:
∎ Acquire new business for the Bank complying with credit policy & regulatory guidelines and thorough superior level of client services to achieve financial and non-financial objectives of the branch.
∎ Promoting and selling of financial products to the potential clients, regularly visit clients for new business or to maintain existing relationship.
∎ Appraise loan applications and documentation according to the credit policy of the Bank; evaluate credit worthiness and repayment capacity.
∎ Acquire CIB information and other reports- third party valuation report of the property, Contact Point Verification, Monthly Stock Report from the client etc.
∎ Preparation of credit proposals and send the same to the concerned authority for approval.-
∎ Monitoring and follow-up of Credit Portfolio, reporting the same to the Manager and taking necessary measures as per their guidance.
∎ Review classified loan(s) periodically; formulate and implement action plan / recovery strategy, perform recovery activities of stuck up NPLs according to the guideline of competent authority of the Bank.
∎ Handle and resolve customer complains; explain the best possible solution to clients; expediting adjustment if required.- Preparation and timely submission of all kinds of credit related statement to the concerned authorities.
∎ Any other work / responsibility as and when assigned by the supervisor or Management of the Bank.
∎ Acquire new business for the Bank complying with credit policy & regulatory guidelines and thorough superior level of client services to achieve financial and non-financial objectives of the branch.
∎ Promoting and selling of financial products to the potential clients, regularly visit clients for new business or to maintain existing relationship.
∎ Appraise loan applications and documentation according to the credit policy of the Bank; evaluate credit worthiness and repayment capacity.
∎ Acquire CIB information and other reports- third party valuation report of the property, Contact Point Verification, Monthly Stock Report from the client etc.
∎ Preparation of credit proposals and send the same to the concerned authority for approval.-
∎ Monitoring and follow-up of Credit Portfolio, reporting the same to the Manager and taking necessary measures as per their guidance.
∎ Review classified loan(s) periodically; formulate and implement action plan / recovery strategy, perform recovery activities of stuck up NPLs according to the guideline of competent authority of the Bank.
∎ Handle and resolve customer complains; explain the best possible solution to clients; expediting adjustment if required.- Preparation and timely submission of all kinds of credit related statement to the concerned authorities.
∎ Any other work / responsibility as and when assigned by the supervisor or Management of the Bank.
Workplace:
∎ Work at office
Employment Status: Full Time
Job Location: Anywhere in Bangladesh
Company Information:
∎ Modhumoti Bank PLC
∎ Modhumoti Bank, Head Office, Khandaker Tower (7-8 Floor), 94 Gulshan Avenue, Gulshan-1, Dhaka-1212
∎ Our vision is to lead the new generation of local commercial banks by excelling in customer delivery through insight empowered employees, smart use of technology and a full range of highest quality products and services.
Address::
∎ Modhumoti Bank, Head Office, Khandaker Tower (7-8 Floor), 94 Gulshan Avenue, Gulshan-1, Dhaka-1212
∎ Our vision is to lead the new generation of local commercial banks by excelling in customer delivery through insight empowered employees, smart use of technology and a full range of highest quality products and services.
Read Before Apply: Please apply only who are fulfilling all the requirements of this job
Application Deadline: 12 Sep 2024
Category: Bank/Non-Bank Fin. Institution
