Officer - Credit (EO - FAVP)

Job Description

Title: Officer - Credit (EO - FAVP)

Company Name: Modhumoti Bank Limited

Vacancy: Not specific

Job Location: Anywhere in Bangladesh

Employment Status: Full-time

Educational Requirements:
∎ Bachelor degree in any discipline
∎ Minimum Graduation in any discipline from any reputed university with no 3rd class in whole academic record.

Experience Requirements:
∎ At least 4 year(s)

Job Responsibilities:
∎ Acquire new business for the Bank complying with credit policy & regulatory guidelines and thorough superior level of client services to achieve financial and non-financial objectives of the branch.
∎ Promoting and selling of financial products to the potential clients, regularly visit clients for new business or to maintain existing relationship.
∎ Appraise loan applications and documentation according to the credit policy of the Bank; evaluate credit worthiness and repayment capacity.
∎ Acquire CIB information and other reports- third party valuation report of the property, Contact Point Verification, Monthly Stock Report from the client etc.
∎ Preparation of credit proposals and send the same to the concerned authority for approval.
∎ Monitoring and follow-up of Credit Portfolio, reporting the same to the Manager and taking necessary measures as per their guidance.
∎ Review classified loan(s) periodically; formulate and implement action plan / recovery strategy, perform recovery activities of stuck up NPLs according to the guideline of competent authority of the Bank.
∎ Handle and resolve customer complains; explain the best possible solution to clients; expediting adjustment if required.
∎ Preparation and timely submission of all kinds of credit related statement to the concerned authorities.
∎ Any other work / responsibility as and when assigned by the supervisor or Management of the Bank.

Additional Requirements:
∎ Candidates bearing credit related professional qualification will be preferable.
∎ Fresh Candidates do not need to apply.
∎ Candidates having break of service do not need to apply.
∎ Must have good expertise on Microsoft Officer as well as experience of handling core banking system and related business intelligence.
∎ Unquestioned commitment to integrity and ethical decision-making.
∎ Must have customer focused attitude.

Salary: Negotiable

Job Source: Online Job Posting.

Application Deadline: 10 Dec 2023

Company Information:
∎ 16 Nov 2023
∎ Modhumoti Bank Limited
∎ Address : Modhumoti Bank, Head Office, Khandaker Tower (7-8 Floor), 94 Gulshan Avenue, Gulshan-1, Dhaka-1212
∎ Business : Our vision is to lead the new generation of local commercial banks by excelling in customer delivery through insight empowered employees, smart use of technology and a full range of highest quality products and services.

Category: Bank/Non-Bank Fin. Institution



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