Head of MIS & BI-Small Business

Job Description

Title: Head of MIS & BI-Small Business

Company Name: Bank Asia PLC

Vacancy: --

Age: Na

Job Location: Dhaka

Salary: --

Experience:

• At least 5 years
• The applicants should have experience in the following business area(s): Banks

• Masters

Post-Graduation from any reputed Public/ Private University or College with minimum Second Class/division in all examinations. No 3rd division/ class is allowed.

• At least 5 years
• The applicants should have experience in the following business area(s): Banks

• Strong expertise in financial analysis, including Net Interest Margin (NIM), Cost-to-Income Ratio, Cost of Acquisition, and unit-level P&L management.

• Advanced capability in MIS, data analytics, and dashboard design to support real-time performance tracking and senior management reporting.

• Experience in business planning, budgeting, and rolling financial forecasting, with the ability to respond to market and regulatory changes.

• Effective stakeholder management skills to work closely with Finance, Risk, Operations, Audit, IT, and Business teams.

• High attention to detail, strong governance mindset, and ability to support internal and external audits with accurate data and documentation.

• Conduct detailed profitability analysis by calculating and monitoring Net Interest Margin (NIM), Cost-to-Income Ratio, and Cost of Acquisition at granular product, region, and channel levels.

• Design and maintain real-time performance dashboards for senior management, tracking disbursements versus targets, portfolio yield, and deposit growth.

• Analyze field productivity through end-to-end sales funnel metrics (Leads, Visits, Applications, Sanctions, Disbursements) to identify underperforming officers, branches, and regions.

• Develop Non-Performing Loan (NPL) monitoring and Early Warning Signal (EWS) frameworks, including bucket movement analysis for 1–30 Days Past Due (DPD) accounts.

• Provide comprehensive data trails, MIS, and documentation to support internal and external audits of the SME portfolio.

• Automate and ensure timely submission of SME-related regulatory reports required by Bangladesh Bank.

• Lead the formulation of the Annual Operating Plan (AOP) for the SME business, integrating asset growth, liability mobilization, and fee-based income targets.

• ​Develop rolling 12-month financial forecasts to adjust for market volatility, interest rate shifts (e.g., SMART rate changes), and regulatory updates.

• Design and enforce cost control policies for high-burn expense areas such as field force travel (TA/DA), mobile allowances, and regional office overheads.

• Establish and monitor unit-level Profit & Loss (P&L) statements for branches and regional clusters to identify inefficiencies and value-destroying units

• Optimize resource deployment by analyzing field officer productivity and reallocating manpower from low-growth areas to high-potential trade hubs and clusters.

Attractive salary and incentives will be offered along with sound career growth prospects.