Title: Head of MIS & BI
Company Name: Bank Asia PLC
Vacancy: --
Age: Na
Job Location: Dhaka
Salary: --
Experience:
Strong expertise in financial analysis, including Net Interest Margin (NIM), Cost-to-Income Ratio, Cost of Acquisition, and unit-level P&L management.
Advanced capability in MIS, data analytics, and dashboard design to support real-time performance tracking and senior management reporting.
Experience in business planning, budgeting, and rolling financial forecasting, with the ability to respond to market and regulatory changes.
Effective stakeholder management skills to work closely with Finance, Risk, Operations, Audit, IT, and Business teams.
High attention to detail, strong governance mindset, and ability to support internal and external audits with accurate data and documentation.
Conduct detailed profitability analysis by calculating and monitoring Net Interest Margin (NIM), Cost-to-Income Ratio, and Cost of Acquisition at granular product, region, and channel levels.
Design and maintain real-time performance dashboards for senior management, tracking disbursements versus targets, portfolio yield, and deposit growth.
Analyze field productivity through end-to-end sales funnel metrics (Leads, Visits, Applications, Sanctions, Disbursements) to identify underperforming officers, branches, and regions.
Develop Non-Performing Loan (NPL) monitoring and Early Warning Signal (EWS) frameworks, including bucket movement analysis for 1–30 Days Past Due (DPD) accounts.
Provide comprehensive data trails, MIS, and documentation to support internal and external audits of the SME portfolio.
Automate and ensure timely submission of SME-related regulatory reports required by Bangladesh Bank.
Lead the formulation of the Annual Operating Plan (AOP) for the SME business, integrating asset growth, liability mobilization, and fee-based income targets.
Develop rolling 12-month financial forecasts to adjust for market volatility, interest rate shifts (e.g., SMART rate changes), and regulatory updates.
Design and enforce cost control policies for high-burn expense areas such as field force travel (TA/DA), mobile allowances, and regional office overheads.
Establish and monitor unit-level Profit & Loss (P&L) statements for branches and regional clusters to identify inefficiencies and value-destroying units
Optimize resource deployment by analyzing field officer productivity and reallocating manpower from low-growth areas to high-potential trade hubs and clusters.