Head of Digital Credit

Job Description

Title: Head of Digital Credit

Company Name: TallyKhata

Vacancy: 1

Job Location: Dhaka (Banani)

Employment Status: Full-time

Educational Requirements:
∎ Masters / Bachelor degree in any discipline

Experience Requirements:
∎ At least 12 year(s)

Job Responsibilities:
∎ Build and manage the digital credit business using the TallyKhata platform for small businesses
∎ Work with product team to develop suitable digital credit products for the micro-enterprise sector using digital processes and credit scoring model
∎ Design and develop a digital credit business strategy, execution plan and process including application, assessment, underwriting, repayment collection and delinquency management
∎ Design and implement process and system for regulatory audit and compliance for the credit business
∎ Build, train and manage the digital credit team including underwriting and field operations

Additional Requirements:
∎ Minimum 12 years of experience of working in NBFIs and/or banks
∎ Minimum 5 years of experience as senior positions for credit risk management
∎ Strong foundation and experience in credit risk management including creditworthiness and risk assessment, credit modeling, new product design, portfolio performance analysis and optimization
∎ Strong experience in field level credit risk assessment and lending, and management of large credit portfolio preferably in msME sector
∎ Experience of leading and managing credit risk management team
∎ Knowledge in credit regulations and regulatory compliance for credit products
∎ Passion and appetite to work in the fast-paced financial technology environment and build a profitable credit business
∎ Willing to build innovative digital credit products using financial and alternate data, and digital credit scoring
∎ Willing to build a digital credit business for micro and small enterprise sectors with creative risk management and growth strategies
∎ Strong interpersonal and communication skills

Salary: Negotiable

Compensation & Other Benefits:
∎ Mobile bill, Medical allowance, Weekly 2 holidays
∎ Lunch Facilities: Full Subsidize
∎ Salary Review: Yearly
∎ Festival Bonus: 2
∎ As per company policy & procedures

Job Source: Bdjobs.com Online Job Posting.

Application Deadline: 9 Sep 2022

Company Information:
∎ 10 Aug 2022
∎ TallyKhata
∎ Address : Borak Mehnur, House: 51/B, Kemal Ataturk Avenue, Banani, Dhaka
∎ Web : www.tallykhata.com
∎ Business : TallyKhata is the leading digital platform for small businesses in Bangladesh. It provides an intuitive app helping small businesses to maintain transaction records, accept digital payments, and access quick and simple working capital loans. Launched during the Covid pandemic in 2020, TallyKhata is the fastest growing platform with 4 million registered businesses and more than a million transactions recorded each day.

TallyKhata is a fintech company bringing the convenience and power of smartphone, data and AI technologies along with innovative financial services to 12 million small businesses in the country. It is owned and operated by Progoti Systems Limited, and the digital wallet is operated using a PSP license from Bangladesh Bank.

Category: Bank/Non-Bank Fin. Institution

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