Credit Risk Analyst - Corporate, SME, Retail - (OFF - FAVP)
Job Description
Title: Credit Risk Analyst - Corporate, SME, Retail - (OFF - FAVP)
Company Name: Modhumoti Bank Limited
Vacancy: Not specific
Job Location: Dhaka
Employment Status: Full-time
Educational Requirements:
∎ Minimum Graduation in any discipline (preferably in Business Background) having no 3rd class in academic career.
Experience Requirements:
∎ At least 3 year(s)
Job Responsibilities:
∎ Analyze and evaluate of loan proposals as per bank’s lending guidelines, internal policies and procedure and regulations with expertise and essential documents with due diligence.
∎ Evaluating credit worthiness of prospective clients and projects.
∎ Analyze risks and approve or reject loan requests.
∎ Preparation and analysis of financial statements of different businesses in diverse industries.
∎ Review of loan documents and ensuring sufficient security proposition and accurate documentation against the credit granted.
∎ Ensuring CIB and relevant legal and statutory compliance.
∎ Prospective client visits and risk assessment of prospective customers.
∎ Preparation and review of credit appraisal reports and approval of loan facilities.
∎ Responsible for quality of loan portfolio for the responsible products, segments and regions.
∎ Preparation of credit proposals and recommend appropriate debt-structure for approval
∎ Preparation and timely submission of all kinds of related statement to the concerned authorities.
∎ Any other work / responsibility as and when assigned by the supervisor or Management of the Bank.
Additional Requirements:
∎ 3-8 years’ experience in Bank including at least 02 to 05 years’ experience in relevant field.
∎ Strong knowledge in the management of core risks, credit risk analysis and administration complying with credit policy guidelines of the Bank.
∎ Ability to create and process financial spreadsheets in particular ICRRS.
∎ Fresh Candidates need not to apply.
∎ Candidates having break of services need not to apply.
∎ Candidates having professional degree will be given preference.
∎ Must have strong analytical, presentation and communication skills.
∎ Sound knowledge on MS Package – Word, Excel, Power Point etc.
∎ Should have good Leadership and Team building skills.
∎ Should be dedicated and career focused.
Salary: Negotiable
Compensation & Other Benefits:
∎ As per Bank's Policy
Job Source: Bdjobs.com Online Job Posting.
Application Deadline: 10 Feb 2022
Company Information:
∎ 19 Jan 2022
∎ Modhumoti Bank Limited
∎ Address : Modhumoti Bank, Head Office, Khandaker Tower (7-8 Floor), 94 Gulshan Avenue, Gulshan-1, Dhaka-1212
∎ Web : www.modhumotibankltd.com
∎ Business : Our vision is to lead the new generation of local commercial banks by excelling in customer delivery through insight empowered employees, smart use of technology and a full range of highest quality products and services.
Category: Bank/Non-Bank Fin. Institution
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