Credit Officer

Job Description

Title: Credit Officer

Company Name: SBAC Bank Limited

Vacancy: Not specific

Job Location: Anywhere in Bangladesh

Employment Status: Full-time

Educational Requirements:
∎ Post-graduation degree from reputed university with no third division/class in any academic result.
∎ Applicant having break of service need not apply.
∎ Computer literacy is a must.

Experience Requirements:
∎ 3 to 5 year(s)

Job Responsibilities:
∎ Analyzing the prospective client for loans and assist them with loan application procedures. Process credit proposals through scrutinizing all required documents/ information along with analyzing of financial statements, security, personal behavior & credit worthiness of clients and persons behind business;
∎ Drafting loan documentation, credit documents, security documents, security registration to ensure compliance with internal regulations, applicable laws, and to submit for approval and signing credit agreement disbursement and security documents.
∎ Assessing risk inherent in the credit proposal through visit (if required) and scrutinize documents and determine the pricing based on risk associated with the proposals
∎ Finalizing credit proposals and place credit memo to Branch Business Division/ Credit Risk Management Division;
∎ To enforce compliance with the credit risk parameters and credit exposure on concentration limits set by the Bank and regulatory authorities
∎ Presentation of Office Notes/ Memos to Credit Committee/ Executive Committee /Board for necessary approval with NIL lapses/discrepancy

Additional Requirements:
∎ 3 to 5 years’ experience in Credit desk of any Bank with proven track record.
∎ Strong knowledge of Lending Operations & Credit Management is required
∎ Excellent communication skills and strong interpersonal relationship

Compensation & Other Benefits:
∎ Attractive compensation package
∎ Excellent working environment
∎ Smooth Career Progression

Job Source: Bdjobs.com Online Job Posting.

Application Deadline: 6 Oct 2022

Company Information:
∎ 25 Sep 2022
∎ SBAC Bank Limited
∎ Address : Dhaka
∎ Web : www.sbacbank.com

Category: Bank/Non-Bank Fin. Institution