Assistant Manager / Deputy Manager - Credit Recovery

Job Description

Title: Assistant Manager / Deputy Manager - Credit Recovery

Company Name: Deshbandhu Group

Vacancy: 01

Job Location: Dhaka (Banani)

Employment Status: Full-time

Educational Requirements:
∎ Masters degree in any discipline from any reputed institute.
∎ Graduate (LLB) candidates will be given preference.
∎ Skills Required: Credit Recovery, Credit Risk Analysis

Experience Requirements:
∎ 8 to 10 year(s)
∎ The applicants should have experience in the following area(s): Credit Control And Recovery
∎ The applicants should have experience in the following business area(s): Group of Companies

Job Responsibilities:
∎ Prepare a contingency plan to prevent and cope with credit risk and other related operational risks to ensure good quality loan portfolios.
∎ Develop and implement an effective and efficient credit approval process that properly addresses client character, capacity.
∎ Recover overdue from case dealers
∎ Ensure reinforcement activities like (sending reminder letter to default customers, phone call monitoring.)
∎ Reinforce against overdue customers and ensure the legal procedures for recovery against most problematic customers.
∎ Work with operations and marketing team & sales team to analyze competitive environment.
∎ Conduct regularly scheduled field visit, follow-up dealers, report to operation manager present status.
∎ Analyze delinquent accounts and prepare report on highest risk including recommendations for solutions.
∎ Ensure quality assessment & proper documentation of credit sales
∎ Monitor & visit credit customer's regular basis.
∎ Undertake detail analysis & write reports on existing customers with an objective to make effective decisions on renewal/ extensions or withdrawals of credit facilities.
∎ Business wise monthly report showing customer outstanding, age, DSO & improved area.
∎ Monitoring & visit Distributor point regularly for Auditing Purpose and enhance collection process.

Additional Requirements:
∎ Age 25 to 45 years
∎ Experience in any group of companies mainly in FMCG based company in credit recovery
∎ Capable to visit on frequent basis to perform credit collection matters country wide in Bangladesh as desired by the Management.
∎ Must be smart with pleasant personality, convincing/ interpersonal communication skills, ability to learn quickly and hardworking.
∎ Strong knowledge of Communication.
∎ Excellent communication skills in English.
∎ Good knowledge of computer is must

Salary: Negotiable

Job Source: Bdjobs.com Online Job Posting.

Application Deadline: 15 Dec 2022

Company Information:
∎ 24 Nov 2022
∎ Deshbandhu Group
∎ Address : Deshbandhu Group, Mostafa Centre, House # 59, Road # 27, Block # K, Banani, Dhaka-1213, Bangladesh
∎ Web : www.dbg.com.bd
∎ Business : The Group is engaged in manufacturing and marketing of Refined Sugar, PP Woven Bag, Cement, Ship Management, Automatic Rice Milling, Newspaper publications, Woven Sweater Manufacturing, Power Generation, Real Estate Development and Trading of Bulk Commodities.

Category: Law/Legal

Source: bdjobs.com