Sr. Officer/Assistant Manager (Credit Risk Management Department)

Job Description

Title: Sr. Officer/Assistant Manager (Credit Risk Management Department)

Company Name: Peoples Leasing and Financial Services Limited

Vacancy: 1

Age: At most 40 years

Job Location: Dhaka

Salary: Negotiable

Experience:

• 5 to 7 years
• The applicants should have experience in the following business area(s): Leasing

• Master of Business Administration (MBA)
• Master of Commerce (MCom)
• Masters

MBA/ M.Com/Masters (Accounting, Finance, Management, Marketing or any other relevant subjects) from any reputed University with good academic result.

• 5 to 7 years
• The applicants should have experience in the following business area(s): Leasing

• Age At most 40 years

• Strong command over MS Excel, Word, PowerPoint, financial modeling, and data analysis.

• Excellent English writing skills for credit proposals, reports, and assessments.

• Typing proficiency in Bangla using both Avro and Bijoy software with good typing speed.

• High level of integrity, accuracy, and professional discipline.

• Should have competency on computer based accounting system.

• Capable of multitasking with strong communication and presentation skills

• Effective communication, negotiation, and presentation skills.

• Self motivated/proactive and problem-solving skills.

People’s Leasing and Financial Services Limited (PLFS) is a Finance Company regulated by Bangladesh Bank. To meet the company’s present need we are looking for experienced, energetic, result oriented and self motivated candidate to serve the company

Job Description / Responsibility

• Review and prepare credit proposals, including Home Loans, Auto Loans, SME Loans in line with product program guidelines and credit policy, Bangladesh Bank circulars, AML & KYC standards.

• Analysis and prepare of the credit proposal (Renewal/Reschedule/Restructure/Settlement/Write-off) through assessment of different risks factors like financial risk, business/industry risk, management risk, security risk, relationship risk, marketing risk etc.

• Visit new and existing clients to assess the credit worthiness, operational and financial performance of individual businesses as and when required and prepare visit reports.

• Prepare and accurate submission of credit memos/proposals to Credit committee/Executive Committee/Board for necessary approval.

• Prepare sanction letters, office notes, and decision memos. Keep accurate MIS for all proposals processed.

• Stay updated with Bangladesh Bank circulars and implement necessary changes in internal processing guidelines as required.

• Provide full support during internal or regulatory audits, ensuring all records are in compliance and accessible.

• Collaborate with Credit Admin, and Relationship Managers to streamline and expedite loan processing and approval.

• All other related jobs as and when required for smooth operation of the Department assigned by the line management.

• Mobile bill, Insurance, LFA

• Salary Review: Yearly

• Festival Bonus: 2

• Boishakhi Bonus: 1