Officer- RMG Department, C& IB Division [Officer - FAVP]

Job Description

Title: Officer- RMG Department, C& IB Division [Officer - FAVP]

Company Name: Modhumoti Bank PLC

Vacancy: --

Age: Na

Job Location: Dhaka

Salary: Negotiable

Experience:

• At least 3 years
• The applicants should have experience in the following business area(s): Banks

• Bachelor/Honors

• At least 3 years
• The applicants should have experience in the following business area(s): Banks

• Excellent verbal and written communication skills

• Relevant computer skills - MS Word and Excel knowledge

• Comprehensive knowledge about Banks` products and services

• Maintaining knowledge of regulatory and legal requirements relevant to the role

• Acquiring new export customers for the branches

• Coordinating with the branches to prepare credit proposals

• Ensuring due diligence in credit proposals and compliance with all relevant rules and regulations

• Maintaining credit files and proper records of respective branches in such a manner that it can be found easily

• Systematically maintain audit reports, monthly statements, and other related documents

• Ensuring cooperation regarding reporting Large Loan Statement to Bangladesh Bank by Credit Administration

• Ensuring the sanction terms and conditions align with the office note/memo provided by the CRM

• Maintaining strict confidentiality and security of all customer, business, and credit limit information

• Monitoring customers` credit limits to ensure maximum utilization

• Following up and supervising the end-use of credit facilities, ensuring Relationship Officers maintain effective customer relationships.

• Visit customers in coordination with respective branches to enhance Customer Relationship Management

• Verifying the stock report, insurance coverage, financials, ICRRS, CIB report and information as per the RMG check list

• Preparing draft office note/memo on the basis of branch proposal and forwarding the same to Credit Risk Management Department for taking next appropriate course of action

• Maintaining good relationship with the clients and respond to their genuine business requirements in collaboration with the Branch

• Reviewing Loan Accounts of Export Oriented Customers on monthly basis and place the review findings to the CEC for decisions and guidelines

• Issuing review letter to the Branch with necessary advice for doing the needful at their end and maintaining continuous follow up of the rectification process

• Ensuring timely renewal of existing credit facilities