Credit Officer (EO – FAVP)

Job Description

Title: Credit Officer (EO – FAVP)

Company Name: Modhumoti Bank PLC

Vacancy: --

Age: Na

Job Location: Anywhere in Bangladesh

Salary: Negotiable

Experience:

• At least 4 years
• The applicants should have experience in the following business area(s): Banks

• Bachelor/Honors

• At least 4 years
• The applicants should have experience in the following business area(s): Banks

• Candidates bearing credit related professional qualification will be preferable.     

• Fresh Candidates do not need to apply.      

• Candidates having break of service do not need to apply.      

• Must have good expertise on Microsoft Officer as well as experience of handling core banking system and related business intelligence.     

• Unquestioned commitment to integrity and ethical decision-making.      

• Must have customer focused attitude.

• Acquire new business for the Bank complying with credit policy & regulatory guidelines and thorough superior level of client services to achieve financial and non-financial objectives of the branch.

• Promoting and selling of financial products to the potential clients, regularly visit clients for new business or to maintain existing relationship.

• Appraise loan applications and documentation according to the credit policy of the Bank; evaluate credit worthiness and repayment capacity.

• Acquire CIB information and other reports- third party valuation report of the property, Contact Point Verification, Monthly Stock Report from the client etc.

• Preparation of credit proposals and send the same to the concerned authority for approval.

• Monitoring and follow-up of Credit Portfolio, reporting the same to the Manager and taking necessary measures as per their guidance.

• Review classified loan(s) periodically; formulate and implement action plan / recovery strategy, perform recovery activities of stuck up NPLs according to the guideline of competent authority of the Bank.

• Handle and resolve customer complains; explain the best possible solution to clients; expediting adjustment if required.

• Preparation and timely submission of all kinds of credit related statement to the concerned authorities.

• Any other work / responsibility as and when assigned by the supervisor or Management of the Bank.

As Per Bank’s Policy