Head of SME

Job Description

Title: Head of SME

Company Name: IPDC Finance PLC

Vacancy: 1

Age: Na

Job Location: Dhaka

Salary: Negotiable

Experience:

• At least 12 years
• The applicants should have experience in the following business area(s): Banks, Leasing

• Bachelor/Honors

• At least 12 years
• The applicants should have experience in the following business area(s): Banks, Leasing

Seniority:

• Individual will be recruited in the seniority of Deputy General Manager (DGM).

• Female are encouraged to apply.
  

Responsibilities:

• Maintain healthy portfolio quality by meeting NPL & SMA targets and proactively managing delinquency through early warning systems.

• Lead the refinancing team to build a sustainable refinancing portfolio to maximize spread besides maintaining close relationship with Bangladesh Bank and other external stakeholder

• Strategically design, plan and generate new business opportunities in Women Entrepreneur arena.

• Assess creditworthiness of applicants using robust frameworks, ensuring alignment with internal/external credit guidelines and risk appetite to ensure sustainable growth of the company.

• Identify gaps in credit proposals, develop mitigation plans to reduce risks, and ensure adherence to compliance, regulatory, and governance frameworks.

• Contribute to the company’s vision, mission, and long-term goals by aligning SME strategies with organizational priorities.

• Identify gaps between credit proposals and internal/external credit guidelines while developing and implementing mitigation plans to reduce credit risks.

• Lead, mentor, and develop the team, fostering a high-performance culture, succession planning, and talent retention strategies.

• Collaborate with internal stakeholders and branches to streamline processes, resolve operational bottlenecks, and improve cross-functional efficiency.

• Mobile bill,Performance bonus,Provident fund,Weekly 2 holidays,Insurance,Gratuity
• Salary Review: Yearly
• Festival Bonus: 2