Head of SME Banking Division (VP-EVP)

Job Description

Title: Head of SME Banking Division (VP-EVP)

Company Name: NRB Bank Ltd.

Vacancy: 01

Age: At most 50 years

Job Location: Dhaka

Salary: Negotiable

Experience:

• At least 15 years
• The applicants should have experience in the following business area(s): Banks

• MBA/Master’s/Graduation degree in any discipline.

• At least 15 years
• The applicants should have experience in the following business area(s): Banks

• Age At most 50 years

• Minimum 15 years of working experience in commercial banks, including 5 years as Head of SME Banking, Deputy Head of SME Banking
• Excellent relationship management skill with a focus on financial and budget requirements.
• Sound knowledge of Commercial Banking, Trade Services, local regulations and exposure to SME Banking industry.
• Excellent communication skills with good command of written and spoken English-  Knowledge and practice with MS office, i.e., Word, Excel, Outlook, PowerPoint etc. 
• Age not exceeding 50 years (Age relaxation may be given to deserving candidates).

• Strategic Planning: Develop and implement a comprehensive strategy for the SME division to achieve growth targets, expand market share, and contribute to the bank`s overall objectives.
• Client Relationship Management: Build and maintain strong relationships with SME clients, understanding their financial needs, providing personalized solutions, and ensuring exceptional customer service
• Team Leadership: Lead a team of SME relationship managers and support staff, providing guidance, coaching, and training to ensure high-performance standards.
• Portfolio Management: Oversee the management of the SME loan portfolio, monitoring credit quality, risk assessment, and ensuring compliance with bank policies and regulatory requirements.
• Business Development: Identify new business opportunities within the SME sector, develop innovative financial products, and foster partnerships to attract new clients and retain existing ones.
• Credit Appraisal: Evaluate credit proposals, conduct thorough risk assessments, and make informed lending decisions while ensuring the bank`s risk appetite is maintained.
• Market Research: Stay updated on market trends, industry developments, and competitors to identify potential gaps and opportunities within the SME market.
• Performance Metrics: Set performance targets for the SME division, regularly analyze key performance indicators, and take corrective actions to achieve business goals.
• Collaboration: Work closely with other departments, such as credit, marketing, and operations, to ensure seamless execution of SME-related initiatives.
• Reporting: Prepare regular reports for senior management, highlighting the division`s performance, achievements, challenges, and recommendations for improvement.